DataFrame
NO COMPARISON TARGET
1105880
ROWS
0
DUPLICATES
1.7 GB
RAM
62
FEATURES
21
CATEGORICAL
41
NUMERICAL
0
TEXT
2.1.3
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
loan_amnt
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
1,554
(<1%)
ZEROES:
---
MAX
40,000
95%
33,000
Q3
20,000
AVG
14,480
MEDIAN
12,000
Q1
8,000
5%
3,200
MIN
500
RANGE
39,500
IQR
12,000
STD
8,759
VAR
76.7M
KURT.
-0.095
SKEW
0.780
SUM
16.0B
2
funded_amnt
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
1,554
(<1%)
ZEROES:
---
MAX
40,000
95%
33,000
Q3
20,000
AVG
14,471
MEDIAN
12,000
Q1
8,000
5%
3,200
MIN
500
RANGE
39,500
IQR
12,000
STD
8,756
VAR
76.7M
KURT.
-0.091
SKEW
0.781
SUM
16.0B
3
funded_amnt_inv
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
8,312
(<1%)
ZEROES:
182
(<1%)
MAX
40,000
95%
33,000
Q3
20,000
AVG
14,444
MEDIAN
12,000
Q1
7,945
5%
3,150
MIN
0
RANGE
40,000
IQR
12,055
STD
8,762
VAR
76.8M
KURT.
-0.091
SKEW
0.780
SUM
16.0B
4
term
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
5
int_rate
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
670
(<1%)
ZEROES:
---
MAX
31.0
95%
22.4
Q3
16.0
AVG
13.3
MEDIAN
12.8
Q1
9.8
5%
6.6
MIN
5.3
RANGE
25.7
IQR
6.27
STD
4.79
VAR
23.0
KURT.
0.514
SKEW
0.716
SUM
14.7M
6
installment
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
79,766
(7%)
ZEROES:
---
MAX
1,720
95%
966
Q3
583
AVG
440
MEDIAN
375
Q1
249
5%
109
MIN
8
RANGE
1,712
IQR
334
STD
263
VAR
68,944
KURT.
0.736
SKEW
1.00
SUM
486.1M
7
grade
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
8
sub_grade
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
9
emp_length
VALUES:
1,040,504
(94%)
MISSING:
65,376
(6%)
DISTINCT:
11
(<1%)
10
home_ownership
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
11
annual_inc
VALUES:
1,105,876
(>99%)
MISSING:
4
(<1%)
DISTINCT:
56,434
(5%)
ZEROES:
313
(<1%)
MAX
11.0M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
11.0M
IQR
44,240
STD
72,062
VAR
5.2B
KURT.
5,014
SKEW
48.5
SUM
84.4B
12
verification_status
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
13
purpose
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
14
(<1%)
14
addr_state
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
51
(<1%)
15
dti
VALUES:
1,105,556
(>99%)
MISSING:
324
(<1%)
DISTINCT:
6,928
(<1%)
ZEROES:
736
(<1%)
MAX
999
95%
33
Q3
24
AVG
18
MEDIAN
18
Q1
12
5%
5
MIN
-1
RANGE
1,000
IQR
12.3
STD
11.3
VAR
128
KURT.
2,086
SKEW
27.2
SUM
20.3M
16
delinq_2yrs
VALUES:
1,105,858
(>99%)
MISSING:
22
(<1%)
DISTINCT:
29
(<1%)
ZEROES:
891,858
(81%)
MAX
30.0
95%
2.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
30.0
IQR
0.00
STD
0.880
VAR
0.774
KURT.
56.2
SKEW
5.55
SUM
353k
17
fico_range_low
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
48
(<1%)
ZEROES:
---
MAX
845
95%
760
Q3
710
AVG
696
MEDIAN
690
Q1
670
5%
660
MIN
610
RANGE
235
IQR
40.0
STD
31.8
VAR
1,011
KURT.
1.68
SKEW
1.29
SUM
769.8M
18
fico_range_high
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
48
(<1%)
ZEROES:
---
MAX
850
95%
764
Q3
714
AVG
700
MEDIAN
694
Q1
674
5%
664
MIN
614
RANGE
236
IQR
40.0
STD
31.8
VAR
1,011
KURT.
1.68
SKEW
1.29
SUM
774.2M
19
inq_last_6mths
VALUES:
1,105,857
(>99%)
MISSING:
23
(<1%)
DISTINCT:
28
(<1%)
ZEROES:
632,666
(57%)
MAX
33.0
95%
3.0
Q3
1.0
AVG
0.7
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
33.0
IQR
1.00
STD
0.959
VAR
0.920
KURT.
11.2
SKEW
2.06
SUM
731k
20
open_acc
VALUES:
1,105,858
(>99%)
MISSING:
22
(<1%)
DISTINCT:
79
(<1%)
ZEROES:
12
(<1%)
MAX
88.0
95%
22.0
Q3
14.0
AVG
11.6
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
0.0
RANGE
88.0
IQR
6.00
STD
5.49
VAR
30.1
KURT.
3.27
SKEW
1.29
SUM
12.8M
21
revol_bal
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
79,013
(7%)
ZEROES:
5,547
(<1%)
MAX
2.9M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.9M
IQR
13,812
STD
22,471
VAR
505.0M
KURT.
647
SKEW
13.2
SUM
18.0B
22
total_acc
VALUES:
1,105,858
(>99%)
MISSING:
22
(<1%)
DISTINCT:
142
(<1%)
ZEROES:
---
MAX
176
95%
47
Q3
32
AVG
25
MEDIAN
23
Q1
16
5%
9
MIN
1
RANGE
175
IQR
16.0
STD
12.0
VAR
144
KURT.
1.67
SKEW
0.960
SUM
27.6M
23
initial_list_status
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
24
out_prncp
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
25,572
(2%)
ZEROES:
1,078,624
(98%)
MAX
40,000
95%
0
Q3
0
AVG
278
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
40,000
IQR
0.00
STD
2,190
VAR
4.8M
KURT.
111
SKEW
9.90
SUM
307.1M
25
out_prncp_inv
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
25,679
(2%)
ZEROES:
1,078,624
(98%)
MAX
40,000
95%
0
Q3
0
AVG
278
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
40,000
IQR
0.00
STD
2,190
VAR
4.8M
KURT.
111
SKEW
9.90
SUM
307.1M
26
total_pymnt
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
1,041,565
(94%)
ZEROES:
758
(<1%)
MAX
63,297
95%
36,311
Q3
20,382
AVG
14,680
MEDIAN
11,991
Q1
6,722
5%
2,395
MIN
0
RANGE
63,297
IQR
13,660
STD
10,337
VAR
106.9M
KURT.
0.705
SKEW
1.05
SUM
16.2B
27
total_pymnt_inv
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
863,357
(78%)
ZEROES:
967
(<1%)
MAX
63,297
95%
36,285
Q3
20,352
AVG
14,652
MEDIAN
11,966
Q1
6,697
5%
2,362
MIN
0
RANGE
63,297
IQR
13,654
STD
10,338
VAR
106.9M
KURT.
0.703
SKEW
1.05
SUM
16.2B
28
total_rec_prncp
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
191,813
(17%)
ZEROES:
2,081
(<1%)
MAX
40,000
95%
30,000
Q3
17,000
AVG
12,018
MEDIAN
10,000
Q1
5,000
5%
1,302
MIN
0
RANGE
40,000
IQR
12,000
STD
8,854
VAR
78.4M
KURT.
0.245
SKEW
0.933
SUM
13.3B
29
total_rec_int
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
475,243
(43%)
ZEROES:
2,148
(<1%)
MAX
28,192
95%
7,668
Q3
3,064
AVG
2,424
MEDIAN
1,582
Q1
773
5%
183
MIN
0
RANGE
28,192
IQR
2,291
STD
2,628
VAR
6.9M
KURT.
9.92
SKEW
2.62
SUM
2.7B
30
recoveries
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
111,047
(10%)
ZEROES:
957,503
(87%)
MAX
39,860
95%
1,683
Q3
0
AVG
236
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
39,860
IQR
0.00
STD
946
VAR
894k
KURT.
118
SKEW
8.21
SUM
260.6M
31
collection_recovery_fee
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
120,040
(11%)
ZEROES:
964,262
(87%)
MAX
7,175
95%
276
Q3
0
AVG
39
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
7,175
IQR
0.00
STD
167
VAR
27,752
KURT.
141
SKEW
8.93
SUM
43.5M
32
last_pymnt_amnt
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
590,533
(53%)
ZEROES:
2,327
(<1%)
MAX
42,149
95%
20,452
Q3
8,025
AVG
5,296
MEDIAN
1,805
Q1
389
5%
86
MIN
0
RANGE
42,149
IQR
7,636
STD
7,072
VAR
50.0M
KURT.
3.28
SKEW
1.82
SUM
5.9B
33
last_fico_range_high
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
72
(<1%)
ZEROES:
164
(<1%)
MAX
850
95%
794
Q3
734
MEDIAN
689
AVG
676
Q1
624
5%
519
MIN
0
RANGE
850
IQR
110
STD
81.5
VAR
6,638
KURT.
0.133
SKEW
-0.570
SUM
747.5M
34
last_fico_range_low
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
71
(<1%)
ZEROES:
29,370
(3%)
MAX
845
95%
790
Q3
730
MEDIAN
685
AVG
659
Q1
620
5%
515
MIN
0
RANGE
845
IQR
110
STD
133
VAR
17,562
KURT.
13.5
SKEW
-3.21
SUM
728.6M
35
collections_12_mths_ex_med
VALUES:
1,105,764
(>99%)
MISSING:
116
(<1%)
DISTINCT:
14
(<1%)
ZEROES:
1,088,433
(98%)
MAX
20.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
20.0
IQR
0.00
STD
0.147
VAR
0.022
KURT.
672
SKEW
14.7
SUM
18,984
36
application_type
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
37
acc_now_delinq
VALUES:
1,105,858
(>99%)
MISSING:
22
(<1%)
DISTINCT:
7
(<1%)
38
tot_coll_amt
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
11,852
(1%)
ZEROES:
888,563
(80%)
MAX
9.2M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
9.2M
IQR
0.00
STD
11,001
VAR
121.0M
KURT.
553k
SKEW
721
SUM
259.1M
39
tot_cur_bal
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
369,328
(33%)
ZEROES:
330
(<1%)
MAX
8.0M
95%
0.4M
Q3
0.2M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
8.0M
IQR
181k
STD
158k
VAR
24.8B
KURT.
27.3
SKEW
2.90
SUM
148.1B
40
total_rev_hi_lim
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
23,254
(2%)
ZEROES:
517
(<1%)
MAX
10.0M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
26,600
STD
36,079
VAR
1.3B
KURT.
11,173
SKEW
44.9
SUM
34.4B
41
acc_open_past_24mths
VALUES:
1,065,895
(96%)
MISSING:
39,985
(4%)
DISTINCT:
55
(<1%)
ZEROES:
42,295
(4%)
MAX
64.0
95%
11.0
Q3
6.0
AVG
4.7
MEDIAN
4.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
64.0
IQR
4.00
STD
3.20
VAR
10.2
KURT.
4.42
SKEW
1.38
SUM
5.0M
42
avg_cur_bal
VALUES:
1,049,637
(95%)
MISSING:
56,243
(5%)
DISTINCT:
73,156
(7%)
ZEROES:
321
(<1%)
MAX
958k
95%
43k
Q3
19k
AVG
13k
MEDIAN
7k
Q1
3k
5%
1k
MIN
0k
RANGE
958k
IQR
15,602
STD
16,284
VAR
265.2M
KURT.
49.9
SKEW
3.96
SUM
14.1B
43
bc_util
VALUES:
1,053,779
(95%)
MISSING:
52,101
(5%)
DISTINCT:
1,413
(<1%)
ZEROES:
12,549
(1%)
MAX
340
95%
98
Q3
85
MEDIAN
63
AVG
60
Q1
38
5%
9
MIN
0
RANGE
340
IQR
46.6
STD
28.3
VAR
802
KURT.
-0.905
SKEW
-0.358
SUM
63.1M
44
chargeoff_within_12_mths
VALUES:
1,105,764
(>99%)
MISSING:
116
(<1%)
DISTINCT:
11
(<1%)
ZEROES:
1,096,884
(>99%)
MAX
10.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
10.0
IQR
0.00
STD
0.109
VAR
0.012
KURT.
607
SKEW
18.0
SUM
9,955
45
delinq_amnt
VALUES:
1,105,858
(>99%)
MISSING:
22
(<1%)
DISTINCT:
1,771
(<1%)
ZEROES:
1,101,739
(>99%)
MAX
250k
95%
0k
Q3
0k
AVG
0k
MEDIAN
0k
Q1
0k
5%
0k
MIN
0k
RANGE
250k
IQR
0.00
STD
826
VAR
682k
KURT.
15,169
SKEW
98.4
SUM
16.6M
46
mort_acc
VALUES:
1,065,895
(96%)
MISSING:
39,985
(4%)
DISTINCT:
38
(<1%)
ZEROES:
432,111
(39%)
MAX
51.0
95%
6.0
Q3
3.0
AVG
1.7
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
51.0
IQR
3.00
STD
1.99
VAR
3.98
KURT.
5.20
SKEW
1.64
SUM
1.8M
47
num_accts_ever_120_pd
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
38
(<1%)
ZEROES:
800,410
(72%)
MAX
51.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
51.0
IQR
0.00
STD
1.33
VAR
1.76
KURT.
43.3
SKEW
5.01
SUM
536k
48
pct_tl_nvr_dlq
VALUES:
1,049,525
(95%)
MISSING:
56,355
(5%)
DISTINCT:
614
(<1%)
ZEROES:
3
(<1%)
MAX
100
95%
100
Q3
100
MEDIAN
98
AVG
94
Q1
91
5%
76
MIN
0
RANGE
100
IQR
8.70
STD
8.78
VAR
77.1
KURT.
6.48
SKEW
-2.21
SUM
98.8M
49
percent_bc_gt_75
VALUES:
1,054,091
(95%)
MISSING:
51,789
(5%)
DISTINCT:
242
(<1%)
ZEROES:
255,098
(23%)
MAX
100
95%
100
Q3
75
AVG
45
MEDIAN
43
Q1
10
5%
0
MIN
0
RANGE
100
IQR
65.0
STD
36.0
VAR
1,298
KURT.
-1.29
SKEW
0.205
SUM
47.6M
50
tax_liens
VALUES:
1,105,793
(>99%)
MISSING:
87
(<1%)
DISTINCT:
36
(<1%)
ZEROES:
1,070,121
(97%)
MAX
85.0
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
85.0
IQR
0.00
STD
0.403
VAR
0.163
KURT.
4,155
SKEW
35.6
SUM
57,873
51
tot_hi_cred_lim
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
392,635
(36%)
ZEROES:
18
(<1%)
MAX
10.0M
95%
0.5M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
202k
STD
179k
VAR
31.9B
KURT.
125
SKEW
4.54
SUM
183.0B
52
total_il_high_credit_limit
VALUES:
1,049,655
(95%)
MISSING:
56,225
(5%)
DISTINCT:
153,907
(14%)
ZEROES:
127,860
(12%)
MAX
2.1M
95%
0.1M
Q3
0.1M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.1M
IQR
41,994
STD
43,399
VAR
1.9B
KURT.
28.4
SKEW
3.13
SUM
44.4B
53
hardship_flag
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
54
disbursement_method
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
55
debt_settlement_flag
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
56
target
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
57
issue_dmonth
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
12
(<1%)
58
issue_dyear
VALUES:
1,105,880
(100%)
MISSING:
---
DISTINCT:
12
(<1%)
59
last_pymnt_dmonth
VALUES:
1,103,920
(>99%)
MISSING:
1,960
(<1%)
DISTINCT:
12
(<1%)
60
last_pymnt_dyear
VALUES:
1,103,920
(>99%)
MISSING:
1,960
(<1%)
DISTINCT:
13
(<1%)
61
last_credit_pull_dmonth
VALUES:
1,105,841
(>99%)
MISSING:
39
(<1%)
DISTINCT:
12
(<1%)
62
last_credit_pull_dyear
VALUES:
1,105,841
(>99%)
MISSING:
39
(<1%)
DISTINCT:
13
(<1%)
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
total_pymnt
0.84
total_pymnt_inv
0.84
total_rec_prncp
0.77
total_rec_int
0.63
last_pymnt_amnt
0.49
tot_hi_cred_lim
0.33
total_rev_hi_lim
0.32
revol_bal
0.31
tot_cur_bal
0.31
annual_inc
0.30
avg_cur_bal
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.38
verification_status
0.22
purpose
0.21
home_ownership
0.18
sub_grade
0.17
grade
0.16
emp_length
0.12
issue_dyear
0.08
application_type
0.08
target
0.07
last_pymnt_dyear
0.07
initial_list_status
0.07
addr_state
0.06
last_credit_pull_dyear
0.05
MOST FREQUENT VALUES
10000.0
82,414
7.5%
12000.0
59,601
5.4%
20000.0
58,228
5.3%
15000.0
57,624
5.2%
35000.0
42,611
3.9%
5000.0
40,247
3.6%
8000.0
38,741
3.5%
6000.0
36,764
3.3%
16000.0
30,279
2.7%
25000.0
28,360
2.6%
24000.0
27,021
2.4%
18000.0
25,121
2.3%
30000.0
24,323
2.2%
7000.0
19,454
1.8%
14000.0
16,496
1.5%
SMALLEST VALUES
500.0
9
<0.1%
600.0
4
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
2
<0.1%
850.0
1
<0.1%
900.0
3
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
4,662
0.4%
1025.0
16
<0.1%
1050.0
33
<0.1%
1075.0
13
<0.1%
1100.0
112
<0.1%
LARGEST VALUES
40000.0
6,105
0.6%
39975.0
3
<0.1%
39950.0
2
<0.1%
39925.0
2
<0.1%
39900.0
8
<0.1%
39875.0
1
<0.1%
39850.0
2
<0.1%
39825.0
5
<0.1%
39800.0
3
<0.1%
39775.0
4
<0.1%
39750.0
3
<0.1%
39725.0
1
<0.1%
39700.0
1
<0.1%
39675.0
2
<0.1%
39650.0
1
<0.1%
funded_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
total_pymnt
0.84
total_pymnt_inv
0.84
total_rec_prncp
0.77
total_rec_int
0.63
last_pymnt_amnt
0.49
tot_hi_cred_lim
0.33
total_rev_hi_lim
0.32
revol_bal
0.31
tot_cur_bal
0.31
annual_inc
0.30
avg_cur_bal
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.38
verification_status
0.22
purpose
0.21
home_ownership
0.18
sub_grade
0.17
grade
0.16
emp_length
0.12
issue_dyear
0.09
application_type
0.08
last_pymnt_dyear
0.07
target
0.07
initial_list_status
0.07
addr_state
0.06
last_credit_pull_dyear
0.05
MOST FREQUENT VALUES
10000.0
82,339
7.4%
12000.0
59,517
5.4%
20000.0
58,079
5.3%
15000.0
57,519
5.2%
35000.0
42,505
3.8%
5000.0
40,238
3.6%
8000.0
38,733
3.5%
6000.0
36,753
3.3%
16000.0
30,210
2.7%
25000.0
28,147
2.5%
24000.0
26,943
2.4%
18000.0
25,055
2.3%
30000.0
24,282
2.2%
7000.0
19,447
1.8%
14000.0
16,466
1.5%
SMALLEST VALUES
500.0
9
<0.1%
600.0
4
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
2
<0.1%
850.0
1
<0.1%
900.0
3
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
4,663
0.4%
1025.0
16
<0.1%
1050.0
34
<0.1%
1075.0
13
<0.1%
1100.0
113
<0.1%
LARGEST VALUES
40000.0
6,105
0.6%
39975.0
3
<0.1%
39950.0
2
<0.1%
39925.0
2
<0.1%
39900.0
8
<0.1%
39875.0
1
<0.1%
39850.0
2
<0.1%
39825.0
5
<0.1%
39800.0
3
<0.1%
39775.0
4
<0.1%
39750.0
3
<0.1%
39725.0
1
<0.1%
39700.0
1
<0.1%
39675.0
2
<0.1%
39650.0
1
<0.1%
funded_amnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
loan_amnt
1.00
installment
0.95
total_pymnt_inv
0.84
total_pymnt
0.84
total_rec_prncp
0.77
total_rec_int
0.62
last_pymnt_amnt
0.49
tot_hi_cred_lim
0.33
total_rev_hi_lim
0.32
tot_cur_bal
0.31
revol_bal
0.31
annual_inc
0.30
avg_cur_bal
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.38
verification_status
0.23
purpose
0.21
home_ownership
0.18
sub_grade
0.17
grade
0.16
emp_length
0.12
issue_dyear
0.11
last_pymnt_dyear
0.09
application_type
0.08
initial_list_status
0.07
target
0.07
addr_state
0.06
last_credit_pull_dyear
0.06
MOST FREQUENT VALUES
10000.0
76,777
6.9%
12000.0
54,818
5.0%
15000.0
52,292
4.7%
20000.0
51,821
4.7%
5000.0
38,601
3.5%
8000.0
36,621
3.3%
35000.0
36,250
3.3%
6000.0
35,078
3.2%
16000.0
27,410
2.5%
25000.0
24,770
2.2%
24000.0
24,052
2.2%
18000.0
22,457
2.0%
30000.0
21,249
1.9%
7000.0
18,401
1.7%
14000.0
15,078
1.4%
SMALLEST VALUES
0.0
182
<0.1%
0.000185369401
1
<0.1%
0.000242055511
1
<0.1%
0.000571783038
1
<0.1%
0.00089969728
1
<0.1%
0.00112345745
1
<0.1%
0.001966974015
1
<0.1%
0.002283598321
1
<0.1%
0.002373058247
1
<0.1%
0.002413944849
1
<0.1%
0.002717330757
1
<0.1%
0.002770723749
1
<0.1%
0.002914334731
1
<0.1%
0.002915021112
1
<0.1%
0.003084490587
1
<0.1%
LARGEST VALUES
40000.0
5,714
0.5%
39975.0
123
<0.1%
39950.0
54
<0.1%
39925.0
14
<0.1%
39900.0
10
<0.1%
39875.0
4
<0.1%
39850.0
4
<0.1%
39825.0
5
<0.1%
39800.0
5
<0.1%
39775.0
3
<0.1%
39750.0
110
<0.1%
39725.0
39
<0.1%
39700.0
38
<0.1%
39675.0
9
<0.1%
39650.0
2
<0.1%
term
MISSING:
---
TOP CATEGORIES
36 months
834,729
75%
60 months
271,151
25%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
grade
0.06
sub_grade
0.03
target
0.03
debt_settlement_flag
0.01
application_type
0.01
hardship_flag
0.01
initial_list_status
0.01
verification_status
0.01
home_ownership
0.01
purpose
0.00
issue_dyear
0.00
last_credit_pull_dyear
0.00
emp_length
0.00
last_credit_pull_dmonth
0.00

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.18
grade
0.17
target
0.03
verification_status
0.02
initial_list_status
0.01
home_ownership
0.01
purpose
0.01
issue_dyear
0.01
emp_length
0.00
last_credit_pull_dyear
0.00
last_credit_pull_dmonth
0.00
debt_settlement_flag
0.00
application_type
0.00
last_pymnt_dyear
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.49
int_rate
0.42
loan_amnt
0.38
funded_amnt_inv
0.38
funded_amnt
0.38
total_pymnt_inv
0.29
total_pymnt
0.29
last_pymnt_amnt
0.27
recoveries
0.18
total_rec_prncp
0.18
collection_recovery_fee
0.17
installment
0.14
tot_cur_bal
0.10
total_acc
0.10
int_rate
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.41
fico_range_low
-0.40
fico_range_high
-0.40
last_fico_range_high
-0.35
last_fico_range_low
-0.27
bc_util
0.25
percent_bc_gt_75
0.25
inq_last_6mths
0.21
acc_open_past_24mths
0.19
recoveries
0.18
collection_recovery_fee
0.17
total_rev_hi_lim
-0.16
installment
0.16
dti
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.98
grade
0.95
term
0.42
target
0.27
verification_status
0.25
purpose
0.19
issue_dyear
0.15
initial_list_status
0.12
last_pymnt_dyear
0.10
last_credit_pull_dyear
0.09
last_credit_pull_dmonth
0.08
home_ownership
0.07
debt_settlement_flag
0.06
application_type
0.05
MOST FREQUENT VALUES
10.99
30,423
2.8%
11.99
27,153
2.5%
13.99
24,033
2.2%
5.32
23,143
2.1%
9.17
20,871
1.9%
12.99
20,587
1.9%
7.89
20,210
1.8%
16.99
18,532
1.7%
15.61
18,351
1.7%
9.99
15,620
1.4%
11.49
15,181
1.4%
14.99
13,711
1.2%
12.69
13,372
1.2%
12.29
13,159
1.2%
8.18
13,056
1.2%
SMALLEST VALUES
5.31
739
<0.1%
5.32
23,143
2.1%
5.42
470
<0.1%
5.79
329
<0.1%
5.93
1,431
0.1%
5.99
290
<0.1%
6.0
330
<0.1%
6.03
8,687
0.8%
6.07
640
<0.1%
6.08
1,082
<0.1%
6.11
538
<0.1%
6.17
210
<0.1%
6.19
338
<0.1%
6.24
5,938
0.5%
6.39
2,165
0.2%
LARGEST VALUES
30.99
453
<0.1%
30.94
395
<0.1%
30.89
370
<0.1%
30.84
397
<0.1%
30.79
695
<0.1%
30.75
430
<0.1%
30.74
267
<0.1%
30.65
391
<0.1%
30.49
309
<0.1%
30.17
478
<0.1%
29.99
357
<0.1%
29.96
98
<0.1%
29.69
431
<0.1%
29.67
114
<0.1%
29.49
426
<0.1%
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.95
loan_amnt
0.95
funded_amnt_inv
0.95
total_pymnt
0.80
total_pymnt_inv
0.80
total_rec_prncp
0.75
total_rec_int
0.56
last_pymnt_amnt
0.43
revol_bal
0.30
tot_hi_cred_lim
0.30
annual_inc
0.29
total_rev_hi_lim
0.29
tot_cur_bal
0.28
avg_cur_bal
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.23
purpose
0.20
sub_grade
0.18
grade
0.17
home_ownership
0.15
term
0.14
emp_length
0.11
issue_dyear
0.09
application_type
0.07
last_pymnt_dyear
0.07
addr_state
0.07
target
0.06
last_credit_pull_dyear
0.04
issue_dmonth
0.03
MOST FREQUENT VALUES
327.34
2,474
0.2%
332.1
2,207
0.2%
301.15
2,155
0.2%
318.79
1,825
0.2%
312.86
1,657
0.1%
491.01
1,637
0.1%
361.38
1,636
0.1%
392.81
1,613
0.1%
602.3
1,584
0.1%
451.73
1,541
0.1%
336.9
1,523
0.1%
654.68
1,428
0.1%
163.67
1,382
0.1%
196.41
1,367
0.1%
261.88
1,332
0.1%
SMALLEST VALUES
7.61
1
<0.1%
14.01
1
<0.1%
14.77
1
<0.1%
15.67
1
<0.1%
15.69
1
<0.1%
15.75
1
<0.1%
15.76
1
<0.1%
16.08
1
<0.1%
16.25
1
<0.1%
16.31
1
<0.1%
16.47
1
<0.1%
16.85
1
<0.1%
19.62
1
<0.1%
19.8
1
<0.1%
19.87
1
<0.1%
LARGEST VALUES
1719.83
1
<0.1%
1717.63
1
<0.1%
1715.42
1
<0.1%
1714.54
4
<0.1%
1691.28
2
<0.1%
1647.03
1
<0.1%
1628.08
1
<0.1%
1618.03
2
<0.1%
1607.8
3
<0.1%
1598.26
1
<0.1%
1587.23
3
<0.1%
1587.02
1
<0.1%
1584.9
3
<0.1%
1569.11
5
<0.1%
1568.25
1
<0.1%
grade
MISSING:
---
TOP CATEGORIES
B
320,496
29%
C
315,355
29%
A
190,158
17%
D
167,553
15%
E
77,982
7%
F
26,530
2%
G
7,806
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
sub_grade
0.50
term
0.17
target
0.07
verification_status
0.03
debt_settlement_flag
0.02
purpose
0.01
disbursement_method
0.01
acc_now_delinq
0.01
hardship_flag
0.01
initial_list_status
0.01
application_type
0.00
home_ownership
0.00
last_credit_pull_dyear
0.00
issue_dyear
0.00

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.06
target
0.02
verification_status
0.02
purpose
0.01
initial_list_status
0.00
issue_dyear
0.00
last_credit_pull_dyear
0.00
last_pymnt_dyear
0.00
home_ownership
0.00
last_credit_pull_dmonth
0.00
debt_settlement_flag
0.00
issue_dmonth
0.00
addr_state
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
int_rate
0.95
fico_range_low
0.48
fico_range_high
0.48
total_rec_int
0.42
last_fico_range_high
0.36
last_fico_range_low
0.28
percent_bc_gt_75
0.26
bc_util
0.26
inq_last_6mths
0.21
recoveries
0.19
acc_open_past_24mths
0.19
total_rev_hi_lim
0.18
collection_recovery_fee
0.18
installment
0.17
sub_grade
MISSING:
---
TOP CATEGORIES
C1
70,253
6%
B4
68,003
6%
B5
67,676
6%
B3
66,620
6%
C2
65,004
6%
C3
62,058
6%
C4
61,727
6%
B2
60,311
5%
B1
57,886
5%
C5
56,313
5%
A5
51,812
5%
D1
42,568
4%
A4
42,389
4%
D2
37,404
3%
A1
35,198
3%
D3
32,830
3%
A3
30,769
3%
(Other)
197,059
18%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
term
0.18
target
0.07
verification_status
0.03
debt_settlement_flag
0.02
disbursement_method
0.02
purpose
0.02
hardship_flag
0.01
acc_now_delinq
0.01
initial_list_status
0.01
application_type
0.01
issue_dyear
0.01
home_ownership
0.01
last_credit_pull_dyear
0.00

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.50
term
0.03
target
0.01
verification_status
0.01
purpose
0.01
issue_dyear
0.00
initial_list_status
0.00
last_pymnt_dyear
0.00
last_credit_pull_dyear
0.00
home_ownership
0.00
last_credit_pull_dmonth
0.00
debt_settlement_flag
0.00
issue_dmonth
0.00
addr_state
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
int_rate
0.98
fico_range_low
0.52
fico_range_high
0.52
total_rec_int
0.43
last_fico_range_high
0.38
last_fico_range_low
0.29
percent_bc_gt_75
0.28
bc_util
0.28
inq_last_6mths
0.22
total_rev_hi_lim
0.20
recoveries
0.20
acc_open_past_24mths
0.20
collection_recovery_fee
0.19
installment
0.18
emp_length
MISSING:
65,376
(6%)
TOP CATEGORIES
10+ years
362,970
35%
2 years
99,899
10%
< 1 year
89,406
9%
3 years
88,326
8%
1 year
72,684
7%
5 years
69,152
7%
4 years
66,368
6%
6 years
51,559
5%
8 years
49,765
5%
7 years
48,791
5%
9 years
41,584
4%
ALL
1.0M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
application_type
0.03
home_ownership
0.02
verification_status
0.01
term
0.00
issue_dyear
0.00
acc_now_delinq
0.00
purpose
0.00
last_pymnt_dyear
0.00
target
0.00
hardship_flag
0.00
disbursement_method
0.00
debt_settlement_flag
0.00
addr_state
0.00
last_credit_pull_dyear
0.00

THESE FEATURES
GIVE INFORMATION
ON emp_length:
home_ownership
0.01
verification_status
0.01
issue_dyear
0.00
last_pymnt_dyear
0.00
addr_state
0.00
application_type
0.00
purpose
0.00
term
0.00
last_credit_pull_dyear
0.00
target
0.00
initial_list_status
0.00
last_credit_pull_dmonth
0.00
sub_grade
0.00
issue_dmonth
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
mort_acc
0.20
tot_hi_cred_lim
0.14
total_pymnt_inv
0.13
total_pymnt
0.13
tot_cur_bal
0.13
funded_amnt_inv
0.12
funded_amnt
0.12
loan_amnt
0.12
total_rec_prncp
0.12
total_acc
0.12
annual_inc
0.11
installment
0.11
total_il_high_credit_limit
0.11
avg_cur_bal
0.10
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
545,846
49%
RENT
440,281
40%
OWN
119,303
11%
ANY
253
<1%
OTHER
154
<1%
NONE
43
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
purpose
0.02
application_type
0.01
emp_length
0.01
addr_state
0.01
term
0.01
target
0.00
acc_now_delinq
0.00
grade
0.00
debt_settlement_flag
0.00
issue_dyear
0.00
sub_grade
0.00
initial_list_status
0.00
last_pymnt_dyear
0.00
disbursement_method
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.03
emp_length
0.02
purpose
0.02
term
0.01
sub_grade
0.01
grade
0.00
issue_dyear
0.00
target
0.00
last_pymnt_dyear
0.00
application_type
0.00
initial_list_status
0.00
verification_status
0.00
last_credit_pull_dyear
0.00
issue_dmonth
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
tot_cur_bal
0.48
mort_acc
0.48
tot_hi_cred_lim
0.48
avg_cur_bal
0.44
total_acc
0.22
total_rec_prncp
0.19
total_pymnt_inv
0.18
total_pymnt
0.18
funded_amnt_inv
0.18
loan_amnt
0.18
funded_amnt
0.18
total_rev_hi_lim
0.17
revol_bal
0.16
last_pymnt_amnt
0.15
annual_inc
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.40
tot_cur_bal
0.39
loan_amnt
0.30
funded_amnt
0.30
funded_amnt_inv
0.30
avg_cur_bal
0.30
installment
0.29
revol_bal
0.28
total_rec_prncp
0.27
total_pymnt
0.27
total_pymnt_inv
0.27
total_rev_hi_lim
0.27
total_il_high_credit_limit
0.26
mort_acc
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
emp_length
0.11
sub_grade
0.09
grade
0.09
addr_state
0.08
purpose
0.06
verification_status
0.06
term
0.05
initial_list_status
0.04
issue_dyear
0.04
application_type
0.04
target
0.04
last_pymnt_dyear
0.03
last_credit_pull_dyear
0.03
MOST FREQUENT VALUES
60000.0
42,774
3.9%
50000.0
37,450
3.4%
65000.0
31,900
2.9%
70000.0
30,295
2.7%
40000.0
29,379
2.7%
80000.0
29,038
2.6%
75000.0
28,289
2.6%
45000.0
27,358
2.5%
55000.0
25,518
2.3%
100000.0
22,033
2.0%
90000.0
21,669
2.0%
85000.0
19,936
1.8%
35000.0
18,006
1.6%
120000.0
17,373
1.6%
30000.0
17,166
1.6%
SMALLEST VALUES
0.0
313
<0.1%
1.0
11
<0.1%
16.0
1
<0.1%
20.0
1
<0.1%
32.0
1
<0.1%
39.0
1
<0.1%
100.0
1
<0.1%
260.0
1
<0.1%
300.0
1
<0.1%
400.0
1
<0.1%
430.0
1
<0.1%
500.0
1
<0.1%
600.0
3
<0.1%
690.0
1
<0.1%
700.0
1
<0.1%
LARGEST VALUES
10999200.0
1
<0.1%
9573072.0
1
<0.1%
9550000.0
1
<0.1%
9522972.0
1
<0.1%
9500000.0
1
<0.1%
9300000.0
1
<0.1%
9225000.0
1
<0.1%
9000000.0
1
<0.1%
8900060.0
1
<0.1%
8706582.0
1
<0.1%
8700000.0
1
<0.1%
8500021.0
1
<0.1%
8400000.0
1
<0.1%
8253000.0
1
<0.1%
8121180.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
Source Verified
428,443
39%
Verified
344,133
31%
Not Verified
333,304
30%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
sub_grade
0.01
issue_dyear
0.01
target
0.01
emp_length
0.01
application_type
0.00
acc_now_delinq
0.00
last_pymnt_dyear
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
purpose
0.00
last_credit_pull_dyear
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status:
sub_grade
0.03
grade
0.03
issue_dyear
0.02
emp_length
0.01
term
0.01
last_pymnt_dyear
0.01
purpose
0.00
target
0.00
last_credit_pull_dyear
0.00
initial_list_status
0.00
home_ownership
0.00
issue_dmonth
0.00
last_credit_pull_dmonth
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
int_rate
0.25
total_rec_int
0.24
installment
0.23
funded_amnt_inv
0.23
loan_amnt
0.22
funded_amnt
0.22
total_pymnt_inv
0.19
total_pymnt
0.19
fico_range_low
0.15
fico_range_high
0.15
total_rec_prncp
0.15
bc_util
0.11
last_fico_range_high
0.11
percent_bc_gt_75
0.11
purpose
MISSING:
---
TOP CATEGORIES
debt_consolidation
641,245
58%
credit_card
241,697
22%
home_improvement
71,962
7%
other
64,730
6%
major_purchase
24,327
2%
medical
12,896
1%
small_business
12,714
1%
car
11,955
1%
moving
7,790
<1%
vacation
7,437
<1%
house
6,092
<1%
wedding
1,917
<1%
renewable_energy
786
<1%
educational
332
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
disbursement_method
0.02
home_ownership
0.02
grade
0.01
term
0.01
issue_dyear
0.01
sub_grade
0.01
last_pymnt_dyear
0.00
initial_list_status
0.00
verification_status
0.00
target
0.00
last_credit_pull_dyear
0.00
application_type
0.00
hardship_flag
0.00
acc_now_delinq
0.00

THESE FEATURES
GIVE INFORMATION
ON purpose:
sub_grade
0.02
home_ownership
0.02
grade
0.01
issue_dyear
0.01
last_pymnt_dyear
0.01
term
0.00
last_credit_pull_dyear
0.00
verification_status
0.00
emp_length
0.00
addr_state
0.00
initial_list_status
0.00
target
0.00
issue_dmonth
0.00
disbursement_method
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
funded_amnt_inv
0.21
funded_amnt
0.21
loan_amnt
0.21
installment
0.20
bc_util
0.20
int_rate
0.19
total_pymnt_inv
0.19
total_pymnt
0.19
total_rec_prncp
0.18
pct_tl_nvr_dlq
0.17
percent_bc_gt_75
0.16
total_rec_int
0.14
tot_hi_cred_lim
0.12
fico_range_high
0.11
addr_state
MISSING:
---
TOP CATEGORIES
CA
161,235
15%
NY
90,819
8%
TX
90,754
8%
FL
78,900
7%
IL
42,314
4%
NJ
39,678
4%
PA
37,508
3%
OH
35,769
3%
GA
35,672
3%
VA
31,396
3%
NC
30,917
3%
MI
28,905
3%
AZ
26,850
2%
MD
25,821
2%
MA
25,541
2%
CO
24,295
2%
WA
23,981
2%
(Other)
275,525
25%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
home_ownership
0.03
debt_settlement_flag
0.01
hardship_flag
0.01
application_type
0.01
issue_dyear
0.00
acc_now_delinq
0.00
last_pymnt_dyear
0.00
target
0.00
purpose
0.00
last_credit_pull_dyear
0.00
term
0.00
emp_length
0.00
disbursement_method
0.00
initial_list_status
0.00

THESE FEATURES
GIVE INFORMATION
ON addr_state:
home_ownership
0.01
issue_dyear
0.00
last_pymnt_dyear
0.00
emp_length
0.00
purpose
0.00
last_credit_pull_dyear
0.00
sub_grade
0.00
debt_settlement_flag
0.00
target
0.00
last_credit_pull_dmonth
0.00
grade
0.00
term
0.00
issue_dmonth
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
mort_acc
0.15
avg_cur_bal
0.10
tot_cur_bal
0.10
dti
0.10
total_acc
0.10
tot_hi_cred_lim
0.09
tax_liens
0.09
inq_last_6mths
0.09
annual_inc
0.08
total_il_high_credit_limit
0.08
open_acc
0.07
acc_open_past_24mths
0.07
installment
0.07
total_rec_prncp
0.06
dti
MISSING:
324
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.25
open_acc
0.22
total_acc
0.17
int_rate
0.15
bc_util
0.14
annual_inc
-0.14
percent_bc_gt_75
0.13
acc_open_past_24mths
0.12
revol_bal
0.11
avg_cur_bal
-0.08
last_fico_range_high
-0.07
pct_tl_nvr_dlq
0.07
total_rec_int
0.07
fico_range_high
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.17
sub_grade
0.16
grade
0.15
purpose
0.10
addr_state
0.10
issue_dyear
0.10
verification_status
0.09
last_pymnt_dyear
0.09
target
0.09
last_credit_pull_dyear
0.07
emp_length
0.06
term
0.06
disbursement_method
0.05
debt_settlement_flag
0.04
MOST FREQUENT VALUES
16.8
805
<0.1%
19.2
802
<0.1%
18.0
796
<0.1%
14.4
792
<0.1%
20.4
757
<0.1%
12.0
745
<0.1%
13.2
740
<0.1%
0.0
736
<0.1%
15.6
731
<0.1%
21.6
710
<0.1%
22.8
660
<0.1%
10.8
658
<0.1%
24.0
643
<0.1%
16.32
626
<0.1%
18.72
623
<0.1%
SMALLEST VALUES
-1.0
2
<0.1%
0.0
736
<0.1%
0.01
10
<0.1%
0.02
17
<0.1%
0.03
10
<0.1%
0.04
7
<0.1%
0.05
11
<0.1%
0.06
19
<0.1%
0.07
17
<0.1%
0.08
18
<0.1%
0.09
13
<0.1%
0.1
20
<0.1%
0.11
18
<0.1%
0.12
18
<0.1%
0.13
27
<0.1%
LARGEST VALUES
999.0
33
<0.1%
991.57
1
<0.1%
886.77
1
<0.1%
879.55
1
<0.1%
831.97
1
<0.1%
818.1
1
<0.1%
797.1
1
<0.1%
771.31
1
<0.1%
747.13
1
<0.1%
740.96
1
<0.1%
697.04
1
<0.1%
674.7
1
<0.1%
672.52
1
<0.1%
669.23
1
<0.1%
664.95
1
<0.1%
delinq_2yrs
MISSING:
22
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.45
num_accts_ever_120_pd
0.21
fico_range_low
-0.17
fico_range_high
-0.17
chargeoff_within_12_mths
0.14
total_acc
0.12
mort_acc
0.07
last_fico_range_high
-0.07
collections_12_mths_ex_med
0.07
total_il_high_credit_limit
0.06
tot_hi_cred_lim
0.06
tot_cur_bal
0.06
acc_open_past_24mths
-0.05
open_acc
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.12
sub_grade
0.07
grade
0.07
issue_dyear
0.06
home_ownership
0.05
last_pymnt_dyear
0.04
emp_length
0.04
addr_state
0.04
purpose
0.03
last_credit_pull_dyear
0.03
verification_status
0.02
target
0.02
last_credit_pull_dmonth
0.01
issue_dmonth
0.01
MOST FREQUENT VALUES
0.0
891,858
80.6%
1.0
142,239
12.9%
2.0
41,522
3.8%
3.0
15,215
1.4%
4.0
6,709
0.6%
5.0
3,462
0.3%
6.0
1,916
0.2%
7.0
1,070
<0.1%
8.0
617
<0.1%
9.0
391
<0.1%
10.0
272
<0.1%
11.0
169
<0.1%
12.0
122
<0.1%
13.0
93
<0.1%
14.0
66
<0.1%
SMALLEST VALUES
0.0
891,858
80.6%
1.0
142,239
12.9%
2.0
41,522
3.8%
3.0
15,215
1.4%
4.0
6,709
0.6%
5.0
3,462
0.3%
6.0
1,916
0.2%
7.0
1,070
<0.1%
8.0
617
<0.1%
9.0
391
<0.1%
10.0
272
<0.1%
11.0
169
<0.1%
12.0
122
<0.1%
13.0
93
<0.1%
14.0
66
<0.1%
LARGEST VALUES
30.0
1
<0.1%
29.0
2
<0.1%
28.0
1
<0.1%
26.0
3
<0.1%
25.0
2
<0.1%
24.0
1
<0.1%
22.0
1
<0.1%
21.0
3
<0.1%
20.0
9
<0.1%
19.0
12
<0.1%
18.0
17
<0.1%
17.0
16
<0.1%
16.0
29
<0.1%
15.0
40
<0.1%
14.0
66
<0.1%
fico_range_low
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
bc_util
-0.48
percent_bc_gt_75
-0.41
int_rate
-0.40
last_fico_range_high
0.34
pct_tl_nvr_dlq
0.30
total_rev_hi_lim
0.28
last_fico_range_low
0.25
num_accts_ever_120_pd
-0.20
tot_hi_cred_lim
0.19
delinq_2yrs
-0.17
total_rec_prncp
0.15
tot_cur_bal
0.13
avg_cur_bal
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.52
grade
0.48
verification_status
0.15
issue_dyear
0.15
target
0.13
purpose
0.11
home_ownership
0.11
last_credit_pull_dyear
0.09
last_pymnt_dyear
0.08
initial_list_status
0.05
acc_now_delinq
0.04
debt_settlement_flag
0.04
application_type
0.04
last_credit_pull_dmonth
0.04
MOST FREQUENT VALUES
660.0
99,664
9.0%
670.0
96,373
8.7%
665.0
96,240
8.7%
675.0
86,142
7.8%
680.0
85,142
7.7%
685.0
74,590
6.7%
690.0
72,600
6.6%
695.0
65,068
5.9%
700.0
59,926
5.4%
705.0
53,632
4.8%
710.0
47,117
4.3%
715.0
41,671
3.8%
720.0
35,712
3.2%
725.0
28,628
2.6%
730.0
24,683
2.2%
SMALLEST VALUES
610.0
2
<0.1%
615.0
1
<0.1%
620.0
1
<0.1%
625.0
2
<0.1%
630.0
3
<0.1%
635.0
5
<0.1%
640.0
78
<0.1%
645.0
83
<0.1%
650.0
99
<0.1%
655.0
101
<0.1%
660.0
99,664
9.0%
665.0
96,240
8.7%
670.0
96,373
8.7%
675.0
86,142
7.8%
680.0
85,142
7.7%
LARGEST VALUES
845.0
152
<0.1%
840.0
214
<0.1%
835.0
312
<0.1%
830.0
578
<0.1%
825.0
875
<0.1%
820.0
1,145
0.1%
815.0
1,534
0.1%
810.0
1,943
0.2%
805.0
2,687
0.2%
800.0
3,167
0.3%
795.0
3,565
0.3%
790.0
4,406
0.4%
785.0
4,653
0.4%
780.0
5,889
0.5%
775.0
6,657
0.6%
fico_range_high
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
bc_util
-0.48
percent_bc_gt_75
-0.41
int_rate
-0.40
last_fico_range_high
0.34
pct_tl_nvr_dlq
0.30
total_rev_hi_lim
0.28
last_fico_range_low
0.25
num_accts_ever_120_pd
-0.20
tot_hi_cred_lim
0.19
delinq_2yrs
-0.17
total_rec_prncp
0.15
tot_cur_bal
0.13
avg_cur_bal
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.52
grade
0.48
verification_status
0.15
issue_dyear
0.15
target
0.13
purpose
0.11
home_ownership
0.11
last_credit_pull_dyear
0.09
last_pymnt_dyear
0.08
initial_list_status
0.05
acc_now_delinq
0.04
debt_settlement_flag
0.04
application_type
0.04
last_credit_pull_dmonth
0.04
MOST FREQUENT VALUES
664.0
99,664
9.0%
674.0
96,373
8.7%
669.0
96,240
8.7%
679.0
86,142
7.8%
684.0
85,142
7.7%
689.0
74,590
6.7%
694.0
72,600
6.6%
699.0
65,068
5.9%
704.0
59,926
5.4%
709.0
53,632
4.8%
714.0
47,117
4.3%
719.0
41,671
3.8%
724.0
35,712
3.2%
729.0
28,628
2.6%
734.0
24,683
2.2%
SMALLEST VALUES
614.0
2
<0.1%
619.0
1
<0.1%
624.0
1
<0.1%
629.0
2
<0.1%
634.0
3
<0.1%
639.0
5
<0.1%
644.0
78
<0.1%
649.0
83
<0.1%
654.0
99
<0.1%
659.0
101
<0.1%
664.0
99,664
9.0%
669.0
96,240
8.7%
674.0
96,373
8.7%
679.0
86,142
7.8%
684.0
85,142
7.7%
LARGEST VALUES
850.0
152
<0.1%
844.0
214
<0.1%
839.0
312
<0.1%
834.0
578
<0.1%
829.0
875
<0.1%
824.0
1,145
0.1%
819.0
1,534
0.1%
814.0
1,943
0.2%
809.0
2,687
0.2%
804.0
3,167
0.3%
799.0
3,565
0.3%
794.0
4,406
0.4%
789.0
4,653
0.4%
784.0
5,889
0.5%
779.0
6,657
0.6%
inq_last_6mths
MISSING:
23
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.26
int_rate
0.21
total_acc
0.15
open_acc
0.13
last_fico_range_high
-0.10
fico_range_high
-0.09
fico_range_low
-0.09
last_fico_range_low
-0.08
bc_util
-0.07
percent_bc_gt_75
-0.07
total_rec_prncp
-0.05
total_rec_int
0.05
num_accts_ever_120_pd
0.05
mort_acc
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.22
grade
0.21
last_pymnt_dyear
0.15
issue_dyear
0.14
addr_state
0.09
initial_list_status
0.08
verification_status
0.07
target
0.07
last_credit_pull_dyear
0.07
purpose
0.06
last_credit_pull_dmonth
0.04
home_ownership
0.03
application_type
0.03
last_pymnt_dmonth
0.02
MOST FREQUENT VALUES
0.0
632,666
57.2%
1.0
301,169
27.2%
2.0
112,255
10.2%
3.0
42,229
3.8%
4.0
11,799
1.1%
5.0
4,378
0.4%
6.0
984
<0.1%
7.0
157
<0.1%
8.0
95
<0.1%
9.0
42
<0.1%
10.0
20
<0.1%
11.0
14
<0.1%
12.0
13
<0.1%
15.0
8
<0.1%
14.0
5
<0.1%
SMALLEST VALUES
0.0
632,666
57.2%
1.0
301,169
27.2%
2.0
112,255
10.2%
3.0
42,229
3.8%
4.0
11,799
1.1%
5.0
4,378
0.4%
6.0
984
<0.1%
7.0
157
<0.1%
8.0
95
<0.1%
9.0
42
<0.1%
10.0
20
<0.1%
11.0
14
<0.1%
12.0
13
<0.1%
13.0
3
<0.1%
14.0
5
<0.1%
LARGEST VALUES
33.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
25.0
1
<0.1%
24.0
2
<0.1%
20.0
1
<0.1%
19.0
2
<0.1%
18.0
4
<0.1%
17.0
2
<0.1%
16.0
3
<0.1%
15.0
8
<0.1%
14.0
5
<0.1%
13.0
3
<0.1%
open_acc
MISSING:
22
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.70
acc_open_past_24mths
0.49
total_rev_hi_lim
0.36
total_il_high_credit_limit
0.36
tot_hi_cred_lim
0.28
tot_cur_bal
0.25
revol_bal
0.22
dti
0.22
funded_amnt_inv
0.19
funded_amnt
0.19
loan_amnt
0.19
installment
0.18
total_pymnt_inv
0.15
total_pymnt
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
issue_dyear
0.09
purpose
0.09
emp_length
0.08
last_pymnt_dyear
0.07
term
0.07
addr_state
0.07
last_credit_pull_dyear
0.07
initial_list_status
0.05
sub_grade
0.05
grade
0.04
last_credit_pull_dmonth
0.03
verification_status
0.03
target
0.03
MOST FREQUENT VALUES
9.0
98,057
8.9%
10.0
95,082
8.6%
8.0
93,799
8.5%
11.0
88,346
8.0%
7.0
84,773
7.7%
12.0
78,992
7.1%
6.0
70,466
6.4%
13.0
69,101
6.2%
14.0
58,589
5.3%
5.0
51,019
4.6%
15.0
49,020
4.4%
16.0
41,301
3.7%
17.0
34,038
3.1%
4.0
30,911
2.8%
18.0
27,883
2.5%
SMALLEST VALUES
0.0
12
<0.1%
1.0
488
<0.1%
2.0
4,135
0.4%
3.0
13,660
1.2%
4.0
30,911
2.8%
5.0
51,019
4.6%
6.0
70,466
6.4%
7.0
84,773
7.7%
8.0
93,799
8.5%
9.0
98,057
8.9%
10.0
95,082
8.6%
11.0
88,346
8.0%
12.0
78,992
7.1%
13.0
69,101
6.2%
14.0
58,589
5.3%
LARGEST VALUES
88.0
1
<0.1%
84.0
1
<0.1%
82.0
1
<0.1%
81.0
1
<0.1%
79.0
1
<0.1%
77.0
1
<0.1%
76.0
2
<0.1%
74.0
2
<0.1%
71.0
1
<0.1%
70.0
1
<0.1%
68.0
2
<0.1%
67.0
1
<0.1%
66.0
1
<0.1%
65.0
1
<0.1%
64.0
2
<0.1%
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.81
tot_hi_cred_lim
0.46
tot_cur_bal
0.44
loan_amnt
0.31
funded_amnt
0.31
funded_amnt_inv
0.31
installment
0.30
total_pymnt
0.29
total_pymnt_inv
0.29
avg_cur_bal
0.28
total_rec_prncp
0.28
annual_inc
0.28
open_acc
0.22
mort_acc
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
purpose
0.10
emp_length
0.10
verification_status
0.08
term
0.07
addr_state
0.06
sub_grade
0.05
grade
0.04
issue_dyear
0.04
last_pymnt_dyear
0.03
issue_dmonth
0.02
initial_list_status
0.02
target
0.02
disbursement_method
0.02
MOST FREQUENT VALUES
0.0
5,547
0.5%
2.0
91
<0.1%
4777.0
88
<0.1%
5849.0
86
<0.1%
4941.0
85
<0.1%
8.0
84
<0.1%
5296.0
84
<0.1%
5235.0
83
<0.1%
5365.0
83
<0.1%
6118.0
82
<0.1%
4427.0
82
<0.1%
6497.0
82
<0.1%
4479.0
81
<0.1%
6018.0
81
<0.1%
5401.0
81
<0.1%
SMALLEST VALUES
0.0
5,547
0.5%
1.0
56
<0.1%
2.0
91
<0.1%
3.0
79
<0.1%
4.0
67
<0.1%
5.0
56
<0.1%
6.0
78
<0.1%
7.0
60
<0.1%
8.0
84
<0.1%
9.0
75
<0.1%
10.0
73
<0.1%
11.0
48
<0.1%
12.0
59
<0.1%
13.0
46
<0.1%
14.0
67
<0.1%
LARGEST VALUES
2904836.0
1
<0.1%
2560703.0
1
<0.1%
1743266.0
1
<0.1%
1696796.0
1
<0.1%
1298783.0
1
<0.1%
1190046.0
1
<0.1%
1087664.0
1
<0.1%
1044210.0
1
<0.1%
1043860.0
1
<0.1%
1039903.0
1
<0.1%
1039013.0
1
<0.1%
1023940.0
1
<0.1%
975800.0
1
<0.1%
971736.0
1
<0.1%
959754.0
1
<0.1%
total_acc
MISSING:
22
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.70
acc_open_past_24mths
0.43
total_il_high_credit_limit
0.42
mort_acc
0.37
tot_hi_cred_lim
0.33
tot_cur_bal
0.31
total_rev_hi_lim
0.29
funded_amnt_inv
0.21
loan_amnt
0.21
funded_amnt
0.21
revol_bal
0.19
total_pymnt_inv
0.19
total_pymnt
0.19
installment
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.22
emp_length
0.12
term
0.10
addr_state
0.10
purpose
0.08
issue_dyear
0.07
sub_grade
0.07
last_pymnt_dyear
0.07
grade
0.06
verification_status
0.04
last_credit_pull_dyear
0.04
initial_list_status
0.03
acc_now_delinq
0.03
last_credit_pull_dmonth
0.02
MOST FREQUENT VALUES
20.0
40,103
3.6%
19.0
39,666
3.6%
21.0
39,644
3.6%
22.0
39,422
3.6%
18.0
39,213
3.5%
17.0
38,818
3.5%
23.0
38,726
3.5%
24.0
37,875
3.4%
16.0
37,313
3.4%
25.0
36,566
3.3%
15.0
35,620
3.2%
26.0
34,935
3.2%
14.0
34,000
3.1%
27.0
33,524
3.0%
13.0
32,073
2.9%
SMALLEST VALUES
1.0
20
<0.1%
2.0
312
<0.1%
3.0
1,170
0.1%
4.0
4,068
0.4%
5.0
6,584
0.6%
6.0
9,681
0.9%
7.0
12,876
1.2%
8.0
16,413
1.5%
9.0
19,858
1.8%
10.0
23,305
2.1%
11.0
26,477
2.4%
12.0
29,278
2.6%
13.0
32,073
2.9%
14.0
34,000
3.1%
15.0
35,620
3.2%
LARGEST VALUES
176.0
1
<0.1%
169.0
1
<0.1%
162.0
1
<0.1%
156.0
1
<0.1%
151.0
1
<0.1%
150.0
1
<0.1%
148.0
1
<0.1%
146.0
2
<0.1%
144.0
2
<0.1%
141.0
1
<0.1%
140.0
1
<0.1%
138.0
1
<0.1%
137.0
3
<0.1%
135.0
1
<0.1%
133.0
1
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
648,675
59%
f
457,205
41%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
issue_dyear
0.05
last_pymnt_dyear
0.04
application_type
0.02
last_credit_pull_dyear
0.01
disbursement_method
0.01
term
0.01
hardship_flag
0.01
grade
0.00
verification_status
0.00
sub_grade
0.00
purpose
0.00
last_credit_pull_dmonth
0.00
home_ownership
0.00
issue_dmonth
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
issue_dyear
0.15
last_pymnt_dyear
0.10
last_credit_pull_dyear
0.03
sub_grade
0.01
grade
0.01
term
0.01
verification_status
0.00
last_credit_pull_dmonth
0.00
purpose
0.00
application_type
0.00
issue_dmonth
0.00
home_ownership
0.00
addr_state
0.00
last_pymnt_dmonth
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.26
int_rate
0.12
total_rev_hi_lim
0.11
tot_hi_cred_lim
0.11
total_il_high_credit_limit
0.10
last_pymnt_amnt
0.10
tot_cur_bal
0.09
inq_last_6mths
0.08
avg_cur_bal
0.08
funded_amnt_inv
0.07
acc_open_past_24mths
0.07
funded_amnt
0.07
loan_amnt
0.07
out_prncp_inv
0.06
out_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
funded_amnt_inv
0.13
funded_amnt
0.13
loan_amnt
0.13
installment
0.11
total_rec_prncp
-0.09
last_pymnt_amnt
-0.08
total_rec_int
0.08
int_rate
0.08
last_fico_range_high
-0.07
total_pymnt
-0.06
total_pymnt_inv
-0.06
last_fico_range_low
-0.04
recoveries
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_dyear
0.31
issue_dyear
0.27
target
0.24
last_credit_pull_dmonth
0.15
last_pymnt_dmonth
0.15
last_credit_pull_dyear
0.13
hardship_flag
0.13
application_type
0.11
term
0.10
initial_list_status
0.06
sub_grade
0.06
grade
0.06
disbursement_method
0.06
purpose
0.02
MOST FREQUENT VALUES
0.0
1.1M
97.5%
10000.0
11
<0.1%
5010.23
7
<0.1%
20000.0
7
<0.1%
6758.2
7
<0.1%
6262.79
7
<0.1%
9943.36
6
<0.1%
9120.98
6
<0.1%
7866.05
5
<0.1%
7840.95
5
<0.1%
5505.0
5
<0.1%
7682.19
5
<0.1%
24693.19
5
<0.1%
9001.08
5
<0.1%
6284.83
5
<0.1%
SMALLEST VALUES
0.0
1.1M
97.5%
0.01
1
<0.1%
0.09
1
<0.1%
0.13
1
<0.1%
0.37
1
<0.1%
0.58
1
<0.1%
0.98
1
<0.1%
1.38
1
<0.1%
1.57
1
<0.1%
1.83
1
<0.1%
2.33
1
<0.1%
2.61
1
<0.1%
3.36
1
<0.1%
3.5
1
<0.1%
5.82
1
<0.1%
LARGEST VALUES
40000.0
1
<0.1%
39541.82
1
<0.1%
39507.58
1
<0.1%
39501.1
1
<0.1%
39484.54
2
<0.1%
39257.67
1
<0.1%
39136.96
1
<0.1%
39091.64
1
<0.1%
39085.29
1
<0.1%
39078.12
1
<0.1%
39068.57
1
<0.1%
39060.72
1
<0.1%
39055.41
2
<0.1%
39010.32
2
<0.1%
38990.09
1
<0.1%
out_prncp_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
funded_amnt_inv
0.13
funded_amnt
0.13
loan_amnt
0.13
installment
0.11
total_rec_prncp
-0.09
last_pymnt_amnt
-0.08
total_rec_int
0.08
int_rate
0.08
last_fico_range_high
-0.07
total_pymnt
-0.06
total_pymnt_inv
-0.06
last_fico_range_low
-0.04
recoveries
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_dyear
0.31
issue_dyear
0.27
target
0.24
last_credit_pull_dmonth
0.15
last_pymnt_dmonth
0.15
last_credit_pull_dyear
0.13
hardship_flag
0.13
application_type
0.11
term
0.10
initial_list_status
0.06
sub_grade
0.06
grade
0.06
disbursement_method
0.06
purpose
0.02
MOST FREQUENT VALUES
0.0
1.1M
97.5%
10000.0
11
<0.1%
5010.23
7
<0.1%
20000.0
7
<0.1%
6262.79
7
<0.1%
9943.36
6
<0.1%
9120.98
6
<0.1%
7866.05
5
<0.1%
24693.19
5
<0.1%
9001.08
5
<0.1%
6284.83
5
<0.1%
7682.19
5
<0.1%
6758.2
5
<0.1%
5505.0
5
<0.1%
5721.05
5
<0.1%
SMALLEST VALUES
0.0
1.1M
97.5%
0.01
1
<0.1%
0.09
1
<0.1%
0.13
1
<0.1%
0.37
1
<0.1%
0.58
1
<0.1%
0.98
1
<0.1%
1.38
1
<0.1%
1.57
1
<0.1%
1.83
1
<0.1%
2.33
1
<0.1%
2.6
1
<0.1%
3.36
1
<0.1%
3.5
1
<0.1%
5.81
1
<0.1%
LARGEST VALUES
40000.0
1
<0.1%
39541.82
1
<0.1%
39507.58
1
<0.1%
39501.1
1
<0.1%
39484.54
2
<0.1%
39257.67
1
<0.1%
39136.96
1
<0.1%
39091.64
1
<0.1%
39085.29
1
<0.1%
39078.12
1
<0.1%
39068.57
1
<0.1%
39060.72
1
<0.1%
39055.41
2
<0.1%
39010.32
2
<0.1%
38990.09
1
<0.1%
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.97
funded_amnt
0.84
loan_amnt
0.84
funded_amnt_inv
0.84
installment
0.80
total_rec_int
0.70
last_pymnt_amnt
0.59
tot_hi_cred_lim
0.31
tot_cur_bal
0.30
revol_bal
0.29
last_fico_range_high
0.28
total_rev_hi_lim
0.28
annual_inc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.32
term
0.29
verification_status
0.19
purpose
0.19
home_ownership
0.18
issue_dyear
0.14
emp_length
0.13
sub_grade
0.11
last_pymnt_dyear
0.10
grade
0.10
last_credit_pull_dyear
0.07
last_credit_pull_dmonth
0.07
addr_state
0.06
last_pymnt_dmonth
0.06
MOST FREQUENT VALUES
0.0
758
<0.1%
10838.354836394
145
<0.1%
11258.436374353
145
<0.1%
16257.527561524
138
<0.1%
13510.128585992
131
<0.1%
13006.027803673998
117
<0.1%
27095.911784058
107
<0.1%
16887.644561519
105
<0.1%
22516.862748688
98
<0.1%
21676.7196728
96
<0.1%
11471.313646595
90
<0.1%
9006.734162714
86
<0.1%
5629.218187169
85
<0.1%
5735.625529225999
83
<0.1%
11254.046374353
82
<0.1%
SMALLEST VALUES
0.0
758
<0.1%
0.75
1
<0.1%
0.8
1
<0.1%
10.0
1
<0.1%
16.58
1
<0.1%
17.58
1
<0.1%
25.0
3
<0.1%
30.0
1
<0.1%
30.7
1
<0.1%
30.86
1
<0.1%
31.33
1
<0.1%
31.91
1
<0.1%
32.36
1
<0.1%
33.63
1
<0.1%
33.97
1
<0.1%
LARGEST VALUES
63296.877916990896
1
<0.1%
62948.9909562492
1
<0.1%
62862.5067348588
1
<0.1%
62837.6396853462
1
<0.1%
62760.913883260495
1
<0.1%
62738.2043401197
1
<0.1%
62707.6146494369
1
<0.1%
62687.0308919774
1
<0.1%
62686.3881670068
1
<0.1%
62670.3823153542
1
<0.1%
62663.6183361278
1
<0.1%
62493.7466664384
1
<0.1%
62451.0081635971
1
<0.1%
62412.691481307695
1
<0.1%
62410.4201772418
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.97
funded_amnt_inv
0.84
funded_amnt
0.84
loan_amnt
0.84
installment
0.80
total_rec_int
0.70
last_pymnt_amnt
0.59
tot_hi_cred_lim
0.31
tot_cur_bal
0.30
revol_bal
0.29
total_rev_hi_lim
0.28
last_fico_range_high
0.28
annual_inc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.32
term
0.29
verification_status
0.19
purpose
0.19
home_ownership
0.18
issue_dyear
0.15
emp_length
0.13
last_pymnt_dyear
0.12
sub_grade
0.11
grade
0.10
last_credit_pull_dyear
0.08
last_credit_pull_dmonth
0.07
addr_state
0.06
last_pymnt_dmonth
0.06
MOST FREQUENT VALUES
0.0
967
<0.1%
11784.23
217
<0.1%
11431.12
213
<0.1%
11258.44
195
<0.1%
10838.35
183
<0.1%
11471.31
176
<0.1%
13510.13
168
<0.1%
10956.78
165
<0.1%
16257.53
164
<0.1%
11955.4
162
<0.1%
12128.02
160
<0.1%
16896.71
147
<0.1%
11977.77
147
<0.1%
16887.64
146
<0.1%
5735.63
144
<0.1%
SMALLEST VALUES
0.0
967
<0.1%
0.54
1
<0.1%
0.75
1
<0.1%
0.8
1
<0.1%
10.0
1
<0.1%
11.22
1
<0.1%
12.65
1
<0.1%
16.58
1
<0.1%
16.82
1
<0.1%
17.58
1
<0.1%
18.97
1
<0.1%
21.6
1
<0.1%
24.1
1
<0.1%
25.0
3
<0.1%
25.18
1
<0.1%
LARGEST VALUES
63296.88
1
<0.1%
62904.03
1
<0.1%
62862.51
1
<0.1%
62837.64
1
<0.1%
62760.91
1
<0.1%
62693.39
1
<0.1%
62687.03
1
<0.1%
62686.39
1
<0.1%
62670.38
1
<0.1%
62663.62
1
<0.1%
62662.82
1
<0.1%
62451.01
1
<0.1%
62412.69
1
<0.1%
62410.42
1
<0.1%
62404.47
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_pymnt_inv
0.97
funded_amnt
0.77
loan_amnt
0.77
funded_amnt_inv
0.77
installment
0.75
last_pymnt_amnt
0.67
total_rec_int
0.51
last_fico_range_high
0.38
tot_hi_cred_lim
0.32
last_fico_range_low
0.32
tot_cur_bal
0.30
total_rev_hi_lim
0.30
revol_bal
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.45
home_ownership
0.19
purpose
0.18
term
0.18
verification_status
0.15
emp_length
0.12
debt_settlement_flag
0.11
last_credit_pull_dmonth
0.10
issue_dyear
0.10
last_pymnt_dyear
0.10
last_credit_pull_dyear
0.09
sub_grade
0.08
grade
0.07
addr_state
0.06
MOST FREQUENT VALUES
10000.0
65,018
5.9%
12000.0
47,322
4.3%
15000.0
44,955
4.1%
20000.0
44,276
4.0%
5000.0
32,806
3.0%
8000.0
31,782
2.9%
35000.0
30,961
2.8%
6000.0
30,686
2.8%
16000.0
22,896
2.1%
25000.0
21,497
1.9%
24000.0
20,492
1.9%
18000.0
19,342
1.7%
30000.0
17,683
1.6%
7000.0
16,202
1.5%
4000.0
12,956
1.2%
SMALLEST VALUES
0.0
2,081
0.2%
0.01
1
<0.1%
2.13
1
<0.1%
5.03
1
<0.1%
10.07
1
<0.1%
16.37
1
<0.1%
17.27
2
<0.1%
17.55
1
<0.1%
18.25
2
<0.1%
18.8
1
<0.1%
18.82
1
<0.1%
19.31
1
<0.1%
19.42
2
<0.1%
19.43
1
<0.1%
20.03
1
<0.1%
LARGEST VALUES
40000.0
4,284
0.4%
39989.79
1
<0.1%
39975.0
2
<0.1%
39950.0
1
<0.1%
39900.0
6
<0.1%
39875.0
1
<0.1%
39850.0
1
<0.1%
39825.0
3
<0.1%
39800.0
3
<0.1%
39775.0
4
<0.1%
39750.0
2
<0.1%
39675.0
2
<0.1%
39650.0
1
<0.1%
39625.0
1
<0.1%
39600.0
15
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.70
total_pymnt_inv
0.70
loan_amnt
0.63
funded_amnt
0.63
funded_amnt_inv
0.62
installment
0.56
total_rec_prncp
0.51
int_rate
0.41
bc_util
0.19
revol_bal
0.18
percent_bc_gt_75
0.16
tot_cur_bal
0.14
tot_hi_cred_lim
0.14
annual_inc
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.49
sub_grade
0.43
grade
0.42
verification_status
0.24
issue_dyear
0.24
purpose
0.14
last_pymnt_dyear
0.12
home_ownership
0.10
emp_length
0.09
target
0.07
initial_list_status
0.06
last_credit_pull_dyear
0.05
debt_settlement_flag
0.05
addr_state
0.05
MOST FREQUENT VALUES
0.0
2,148
0.2%
1784.23
255
<0.1%
1431.12
250
<0.1%
1258.44
203
<0.1%
1955.4
196
<0.1%
1471.31
192
<0.1%
956.78
191
<0.1%
1977.77
191
<0.1%
838.35
185
<0.1%
2862.28
183
<0.1%
1264.46
178
<0.1%
2128.02
177
<0.1%
1510.13
172
<0.1%
1257.53
170
<0.1%
2528.96
167
<0.1%
SMALLEST VALUES
0.0
2,148
0.2%
0.01
24
<0.1%
0.06
1
<0.1%
0.07
1
<0.1%
0.12
1
<0.1%
0.18
1
<0.1%
0.19
1
<0.1%
0.2
2
<0.1%
0.25
1
<0.1%
0.27
2
<0.1%
0.29
1
<0.1%
0.32
2
<0.1%
0.33
2
<0.1%
0.34
1
<0.1%
0.35
1
<0.1%
LARGEST VALUES
28192.5
1
<0.1%
27948.99
1
<0.1%
27862.51
1
<0.1%
27837.64
1
<0.1%
27760.91
1
<0.1%
27738.2
1
<0.1%
27707.61
1
<0.1%
27687.03
1
<0.1%
27686.39
1
<0.1%
27670.38
1
<0.1%
27663.62
1
<0.1%
27493.75
1
<0.1%
27451.01
1
<0.1%
27412.69
1
<0.1%
27410.42
1
<0.1%
recoveries
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.97
last_fico_range_high
-0.30
last_fico_range_low
-0.23
total_rec_prncp
-0.21
funded_amnt
0.19
loan_amnt
0.19
funded_amnt_inv
0.19
int_rate
0.18
installment
0.17
last_pymnt_amnt
-0.17
total_rec_int
0.10
acc_open_past_24mths
0.06
total_pymnt
-0.06
total_pymnt_inv
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.47
debt_settlement_flag
0.38
last_credit_pull_dmonth
0.21
sub_grade
0.20
grade
0.19
last_credit_pull_dyear
0.19
term
0.18
last_pymnt_dyear
0.13
verification_status
0.08
last_pymnt_dmonth
0.06
issue_dyear
0.05
purpose
0.04
addr_state
0.04
emp_length
0.02
MOST FREQUENT VALUES
0.0
957,503
86.6%
50.0
626
<0.1%
100.0
508
<0.1%
150.0
476
<0.1%
200.0
442
<0.1%
300.0
340
<0.1%
75.0
240
<0.1%
250.0
232
<0.1%
25.0
195
<0.1%
125.0
195
<0.1%
400.0
153
<0.1%
500.0
152
<0.1%
600.0
150
<0.1%
225.0
135
<0.1%
175.0
128
<0.1%
SMALLEST VALUES
0.0
957,503
86.6%
0.01
13
<0.1%
0.02
15
<0.1%
0.03
21
<0.1%
0.04
33
<0.1%
0.05
15
<0.1%
0.06
46
<0.1%
0.07
16
<0.1%
0.08
43
<0.1%
0.09
30
<0.1%
0.1
34
<0.1%
0.11
11
<0.1%
0.12
61
<0.1%
0.13
12
<0.1%
0.14
26
<0.1%
LARGEST VALUES
39859.55
1
<0.1%
37153.46
1
<0.1%
36578.54
1
<0.1%
35581.88
1
<0.1%
34740.4
1
<0.1%
34294.1
1
<0.1%
33666.34
1
<0.1%
33457.46
1
<0.1%
33407.16
1
<0.1%
33122.07
1
<0.1%
32321.34
1
<0.1%
31322.73
1
<0.1%
30863.71
1
<0.1%
30178.88
1
<0.1%
29694.85
1
<0.1%
collection_recovery_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.97
last_fico_range_high
-0.28
last_fico_range_low
-0.22
total_rec_prncp
-0.20
funded_amnt
0.18
loan_amnt
0.18
funded_amnt_inv
0.18
int_rate
0.17
installment
0.16
last_pymnt_amnt
-0.16
total_rec_int
0.10
acc_open_past_24mths
0.06
fico_range_low
-0.06
fico_range_high
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.44
debt_settlement_flag
0.39
sub_grade
0.19
grade
0.18
last_credit_pull_dmonth
0.18
term
0.17
last_credit_pull_dyear
0.16
last_pymnt_dyear
0.13
verification_status
0.08
issue_dyear
0.07
last_pymnt_dmonth
0.05
purpose
0.04
addr_state
0.04
initial_list_status
0.02
MOST FREQUENT VALUES
0.0
964,262
87.2%
9.0
509
<0.1%
18.0
385
<0.1%
27.0
365
<0.1%
36.0
336
<0.1%
54.0
261
<0.1%
45.0
189
<0.1%
13.5
177
<0.1%
22.5
141
<0.1%
4.5
133
<0.1%
72.0
121
<0.1%
108.0
117
<0.1%
90.0
111
<0.1%
40.5
103
<0.1%
31.5
87
<0.1%
SMALLEST VALUES
0.0
964,262
87.2%
0.0018
1
<0.1%
0.0378
1
<0.1%
0.063
1
<0.1%
0.0710999972
1
<0.1%
0.0745000012
1
<0.1%
0.0884999988
1
<0.1%
0.1181
1
<0.1%
0.1347999947
1
<0.1%
0.1393000003999999
1
<0.1%
0.14
1
<0.1%
0.16
1
<0.1%
0.1728
1
<0.1%
0.18
2
<0.1%
0.19
1
<0.1%
LARGEST VALUES
7174.719
1
<0.1%
7002.19
1
<0.1%
6972.59
1
<0.1%
6687.6228
1
<0.1%
6584.1372
1
<0.1%
6543.04
1
<0.1%
6404.7384
1
<0.1%
6124.9380000089
1
<0.1%
6059.94120001
1
<0.1%
6022.3410000046
1
<0.1%
6013.2888000002
1
<0.1%
5970.888000000001
1
<0.1%
5961.9726
1
<0.1%
5774.8
1
<0.1%
5638.091400015
1
<0.1%
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.67
total_pymnt_inv
0.59
total_pymnt
0.59
funded_amnt_inv
0.49
funded_amnt
0.49
loan_amnt
0.49
installment
0.43
last_fico_range_high
0.29
last_fico_range_low
0.24
tot_hi_cred_lim
0.23
tot_cur_bal
0.22
total_rev_hi_lim
0.19
avg_cur_bal
0.18
annual_inc
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.36
term
0.27
issue_dyear
0.18
home_ownership
0.15
last_pymnt_dyear
0.11
debt_settlement_flag
0.11
purpose
0.10
initial_list_status
0.10
last_credit_pull_dmonth
0.09
emp_length
0.08
application_type
0.08
sub_grade
0.08
verification_status
0.08
grade
0.08
MOST FREQUENT VALUES
50.0
2,702
0.2%
0.0
2,327
0.2%
100.0
1,591
0.1%
200.0
848
<0.1%
300.0
537
<0.1%
500.0
503
<0.1%
318.75
484
<0.1%
327.33
449
<0.1%
163.67
415
<0.1%
150.0
404
<0.1%
25.0
400
<0.1%
400.0
387
<0.1%
312.72
382
<0.1%
327.34
370
<0.1%
332.1
365
<0.1%
SMALLEST VALUES
0.0
2,327
0.2%
0.01
236
<0.1%
0.02
77
<0.1%
0.03
69
<0.1%
0.04
57
<0.1%
0.05
55
<0.1%
0.06
58
<0.1%
0.07
52
<0.1%
0.08
60
<0.1%
0.09
51
<0.1%
0.1
70
<0.1%
0.11
70
<0.1%
0.12
65
<0.1%
0.13
79
<0.1%
0.14
63
<0.1%
LARGEST VALUES
42148.53
1
<0.1%
42005.2
1
<0.1%
41453.07
1
<0.1%
41418.34
1
<0.1%
41399.44
1
<0.1%
41353.67
1
<0.1%
41301.78
1
<0.1%
41290.09
1
<0.1%
41222.53
1
<0.1%
41212.18
1
<0.1%
41113.98
1
<0.1%
41105.14
1
<0.1%
41098.39
1
<0.1%
41096.62
1
<0.1%
41095.65
1
<0.1%
last_fico_range_high
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_low
0.83
total_rec_prncp
0.38
int_rate
-0.35
fico_range_low
0.34
fico_range_high
0.34
recoveries
-0.30
last_pymnt_amnt
0.29
total_pymnt
0.28
total_pymnt_inv
0.28
collection_recovery_fee
-0.28
bc_util
-0.17
percent_bc_gt_75
-0.17
total_rev_hi_lim
0.16
tot_hi_cred_lim
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.66
sub_grade
0.38
grade
0.36
last_credit_pull_dyear
0.19
debt_settlement_flag
0.17
last_credit_pull_dmonth
0.17
verification_status
0.11
home_ownership
0.11
term
0.10
last_pymnt_dyear
0.09
purpose
0.08
last_pymnt_dmonth
0.06
issue_dyear
0.06
addr_state
0.05
MOST FREQUENT VALUES
694.0
35,248
3.2%
709.0
34,880
3.2%
699.0
34,597
3.1%
704.0
34,526
3.1%
714.0
33,808
3.1%
719.0
33,241
3.0%
684.0
32,566
2.9%
724.0
32,468
2.9%
689.0
32,331
2.9%
499.0
29,206
2.6%
679.0
28,798
2.6%
734.0
28,733
2.6%
729.0
28,699
2.6%
674.0
28,111
2.5%
739.0
24,680
2.2%
SMALLEST VALUES
0.0
164
<0.1%
499.0
29,206
2.6%
504.0
6,341
0.6%
509.0
6,823
0.6%
514.0
7,771
0.7%
519.0
7,932
0.7%
524.0
9,067
0.8%
529.0
8,921
0.8%
534.0
9,875
0.9%
539.0
10,226
0.9%
544.0
11,470
1.0%
549.0
10,753
1.0%
554.0
11,684
1.1%
559.0
10,899
1.0%
564.0
11,617
1.1%
LARGEST VALUES
850.0
217
<0.1%
844.0
470
<0.1%
839.0
815
<0.1%
834.0
1,728
0.2%
829.0
2,791
0.3%
824.0
3,660
0.3%
819.0
5,381
0.5%
814.0
6,368
0.6%
809.0
8,005
0.7%
804.0
9,304
0.8%
799.0
9,749
0.9%
794.0
11,708
1.1%
789.0
11,920
1.1%
784.0
13,454
1.2%
779.0
14,537
1.3%
last_fico_range_low
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
0.83
total_rec_prncp
0.32
int_rate
-0.27
fico_range_low
0.25
fico_range_high
0.25
total_pymnt
0.24
total_pymnt_inv
0.24
last_pymnt_amnt
0.24
recoveries
-0.23
collection_recovery_fee
-0.22
total_rev_hi_lim
0.13
tot_hi_cred_lim
0.12
bc_util
-0.12
mort_acc
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
0.56
sub_grade
0.29
grade
0.28
last_credit_pull_dyear
0.16
last_credit_pull_dmonth
0.15
debt_settlement_flag
0.11
home_ownership
0.10
last_pymnt_dyear
0.09
verification_status
0.08
term
0.07
last_pymnt_dmonth
0.06
purpose
0.06
issue_dyear
0.05
addr_state
0.04
MOST FREQUENT VALUES
690.0
35,248
3.2%
705.0
34,880
3.2%
695.0
34,597
3.1%
700.0
34,526
3.1%
710.0
33,808
3.1%
715.0
33,241
3.0%
680.0
32,566
2.9%
720.0
32,468
2.9%
685.0
32,331
2.9%
0.0
29,370
2.7%
675.0
28,798
2.6%
730.0
28,733
2.6%
725.0
28,699
2.6%
670.0
28,111
2.5%
735.0
24,680
2.2%
SMALLEST VALUES
0.0
29,370
2.7%
500.0
6,341
0.6%
505.0
6,823
0.6%
510.0
7,771
0.7%
515.0
7,932
0.7%
520.0
9,067
0.8%
525.0
8,921
0.8%
530.0
9,875
0.9%
535.0
10,226
0.9%
540.0
11,470
1.0%
545.0
10,753
1.0%
550.0
11,684
1.1%
555.0
10,899
1.0%
560.0
11,617
1.1%
565.0
10,775
1.0%
LARGEST VALUES
845.0
217
<0.1%
840.0
470
<0.1%
835.0
815
<0.1%
830.0
1,728
0.2%
825.0
2,791
0.3%
820.0
3,660
0.3%
815.0
5,381
0.5%
810.0
6,368
0.6%
805.0
8,005
0.7%
800.0
9,304
0.8%
795.0
9,749
0.9%
790.0
11,708
1.1%
785.0
11,920
1.1%
780.0
13,454
1.2%
775.0
14,537
1.3%
collections_12_mths_ex_med
MISSING:
116
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.07
fico_range_low
-0.07
fico_range_high
-0.07
pct_tl_nvr_dlq
-0.05
chargeoff_within_12_mths
0.04
num_accts_ever_120_pd
0.04
percent_bc_gt_75
-0.03
bc_util
-0.03
last_fico_range_high
-0.03
total_rec_prncp
-0.02
revol_bal
-0.02
total_pymnt
-0.02
total_pymnt_inv
-0.02
last_fico_range_low
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.09
issue_dyear
0.05
last_pymnt_dyear
0.04
sub_grade
0.03
grade
0.03
addr_state
0.03
last_credit_pull_dyear
0.02
verification_status
0.02
target
0.02
initial_list_status
0.02
purpose
0.01
emp_length
0.01
home_ownership
0.01
term
0.01
MOST FREQUENT VALUES
0.0
1.1M
98.4%
1.0
16,050
1.5%
2.0
1,083
<0.1%
3.0
125
<0.1%
4.0
40
<0.1%
5.0
15
<0.1%
6.0
7
<0.1%
7.0
3
<0.1%
12.0
2
<0.1%
10.0
2
<0.1%
14.0
1
<0.1%
9.0
1
<0.1%
8.0
1
<0.1%
20.0
1
<0.1%
SMALLEST VALUES
0.0
1.1M
98.4%
1.0
16,050
1.5%
2.0
1,083
<0.1%
3.0
125
<0.1%
4.0
40
<0.1%
5.0
15
<0.1%
6.0
7
<0.1%
7.0
3
<0.1%
8.0
1
<0.1%
9.0
1
<0.1%
10.0
2
<0.1%
12.0
2
<0.1%
14.0
1
<0.1%
20.0
1
<0.1%
LARGEST VALUES
20.0
1
<0.1%
14.0
1
<0.1%
12.0
2
<0.1%
10.0
2
<0.1%
9.0
1
<0.1%
8.0
1
<0.1%
7.0
3
<0.1%
6.0
7
<0.1%
5.0
15
<0.1%
4.0
40
<0.1%
3.0
125
<0.1%
2.0
1,083
<0.1%
1.0
16,050
1.5%
0.0
1.1M
98.4%
application_type
MISSING:
---
TOP CATEGORIES
Individual
1.1M
98%
Joint App
23,678
2%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
hardship_flag
0.02
issue_dyear
0.01
last_pymnt_dyear
0.01
initial_list_status
0.00
last_credit_pull_dyear
0.00
term
0.00
target
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00
disbursement_method
0.00
acc_now_delinq
0.00
grade
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
issue_dyear
0.24
last_pymnt_dyear
0.12
emp_length
0.03
last_credit_pull_dyear
0.02
initial_list_status
0.02
home_ownership
0.01
term
0.01
target
0.01
addr_state
0.01
sub_grade
0.01
verification_status
0.00
grade
0.00
last_pymnt_dmonth
0.00
last_credit_pull_dmonth
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
dti
0.17
out_prncp_inv
0.11
out_prncp
0.11
last_pymnt_amnt
0.08
funded_amnt_inv
0.08
funded_amnt
0.08
loan_amnt
0.08
installment
0.07
avg_cur_bal
0.05
int_rate
0.05
tot_hi_cred_lim
0.04
tot_cur_bal
0.04
fico_range_high
0.04
fico_range_low
0.04
acc_now_delinq
MISSING:
22
(<1%)
TOP CATEGORIES
0.0
1.1M
>99%
1.0
4,910
<1%
2.0
254
<1%
3.0
33
<1%
4.0
8
<1%
5.0
3
<1%
14.0
1
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
issue_dyear
0.00
disbursement_method
0.00
grade
0.00
home_ownership
0.00
sub_grade
0.00
verification_status
0.00
last_pymnt_dyear
0.00
application_type
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
last_credit_pull_dyear
0.00
purpose
0.00
emp_length
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
issue_dyear
0.02
sub_grade
0.01
grade
0.01
last_pymnt_dyear
0.01
addr_state
0.00
home_ownership
0.00
verification_status
0.00
emp_length
0.00
last_credit_pull_dyear
0.00
purpose
0.00
issue_dmonth
0.00
last_pymnt_dmonth
0.00
last_credit_pull_dmonth
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
delinq_amnt
0.17
delinq_2yrs
0.12
collections_12_mths_ex_med
0.09
chargeoff_within_12_mths
0.05
fico_range_low
0.04
fico_range_high
0.04
num_accts_ever_120_pd
0.03
tot_hi_cred_lim
0.03
total_acc
0.03
mort_acc
0.03
tot_cur_bal
0.03
bc_util
0.02
percent_bc_gt_75
0.02
open_acc
0.02
tot_coll_amt
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
0.03
fico_range_low
-0.02
fico_range_high
-0.02
pct_tl_nvr_dlq
-0.01
collections_12_mths_ex_med
0.01
percent_bc_gt_75
-0.01
bc_util
-0.01
total_acc
0.01
revol_bal
-0.01
total_rev_hi_lim
-0.01
acc_open_past_24mths
0.00
inq_last_6mths
0.00
funded_amnt_inv
-0.00
loan_amnt
-0.00

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.01
issue_dyear
0.01
sub_grade
0.01
last_pymnt_dyear
0.01
grade
0.00
purpose
0.00
last_credit_pull_dyear
0.00
initial_list_status
0.00
issue_dmonth
0.00
emp_length
0.00
last_pymnt_dmonth
0.00
last_credit_pull_dmonth
0.00
home_ownership
0.00
verification_status
0.00
MOST FREQUENT VALUES
0.0
888,563
84.7%
50.0
2,078
0.2%
100.0
1,699
0.2%
75.0
1,287
0.1%
150.0
982
<0.1%
200.0
959
<0.1%
60.0
890
<0.1%
80.0
771
<0.1%
70.0
752
<0.1%
65.0
652
<0.1%
55.0
621
<0.1%
90.0
613
<0.1%
250.0
591
<0.1%
95.0
526
<0.1%
85.0
524
<0.1%
SMALLEST VALUES
0.0
888,563
84.7%
2.0
4
<0.1%
3.0
2
<0.1%
5.0
1
<0.1%
6.0
2
<0.1%
7.0
2
<0.1%
8.0
4
<0.1%
9.0
3
<0.1%
10.0
13
<0.1%
11.0
1
<0.1%
12.0
2
<0.1%
13.0
3
<0.1%
14.0
3
<0.1%
15.0
9
<0.1%
16.0
3
<0.1%
LARGEST VALUES
9152545.0
1
<0.1%
6214661.0
1
<0.1%
848438.0
1
<0.1%
496651.0
1
<0.1%
380757.0
1
<0.1%
296368.0
1
<0.1%
262740.0
1
<0.1%
199433.0
1
<0.1%
199308.0
1
<0.1%
197765.0
1
<0.1%
169257.0
1
<0.1%
161045.0
1
<0.1%
143558.0
1
<0.1%
132776.0
1
<0.1%
129715.0
1
<0.1%
tot_cur_bal
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.97
avg_cur_bal
0.83
mort_acc
0.53
revol_bal
0.44
total_il_high_credit_limit
0.41
total_rev_hi_lim
0.40
annual_inc
0.39
funded_amnt_inv
0.31
loan_amnt
0.31
funded_amnt
0.31
total_acc
0.31
total_rec_prncp
0.30
total_pymnt_inv
0.30
total_pymnt
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.48
issue_dyear
0.18
last_pymnt_dyear
0.14
emp_length
0.13
purpose
0.11
sub_grade
0.11
addr_state
0.10
term
0.10
grade
0.09
initial_list_status
0.09
last_credit_pull_dyear
0.08
target
0.06
verification_status
0.05
application_type
0.04
MOST FREQUENT VALUES
0.0
330
<0.1%
29232.0
26
<0.1%
21168.0
25
<0.1%
24742.0
24
<0.1%
23772.0
24
<0.1%
18249.0
23
<0.1%
19376.0
23
<0.1%
25148.0
23
<0.1%
22352.0
23
<0.1%
14511.0
23
<0.1%
18311.0
22
<0.1%
18202.0
22
<0.1%
29999.0
22
<0.1%
30191.0
22
<0.1%
14471.0
22
<0.1%
SMALLEST VALUES
0.0
330
<0.1%
1.0
6
<0.1%
2.0
10
<0.1%
3.0
10
<0.1%
4.0
4
<0.1%
5.0
5
<0.1%
6.0
7
<0.1%
7.0
3
<0.1%
8.0
5
<0.1%
9.0
9
<0.1%
10.0
7
<0.1%
11.0
4
<0.1%
12.0
7
<0.1%
13.0
3
<0.1%
14.0
8
<0.1%
LARGEST VALUES
8000078.0
1
<0.1%
5445012.0
1
<0.1%
5172185.0
1
<0.1%
4772549.0
1
<0.1%
4447397.0
1
<0.1%
4026405.0
1
<0.1%
3840795.0
1
<0.1%
3796811.0
1
<0.1%
3770575.0
1
<0.1%
3726495.0
1
<0.1%
3709587.0
1
<0.1%
3701271.0
1
<0.1%
3652389.0
1
<0.1%
3608951.0
1
<0.1%
3566850.0
1
<0.1%
total_rev_hi_lim
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.81
tot_hi_cred_lim
0.48
tot_cur_bal
0.40
open_acc
0.36
funded_amnt_inv
0.32
loan_amnt
0.32
funded_amnt
0.32
total_rec_prncp
0.30
installment
0.29
total_acc
0.29
total_pymnt_inv
0.28
total_pymnt
0.28
fico_range_low
0.28
fico_range_high
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.20
issue_dyear
0.19
grade
0.18
home_ownership
0.17
last_pymnt_dyear
0.16
initial_list_status
0.11
emp_length
0.10
purpose
0.09
last_credit_pull_dyear
0.08
term
0.06
addr_state
0.05
target
0.05
last_credit_pull_dmonth
0.03
issue_dmonth
0.03
MOST FREQUENT VALUES
10000.0
3,514
0.3%
15000.0
3,409
0.3%
11500.0
3,391
0.3%
13000.0
3,361
0.3%
11000.0
3,333
0.3%
12000.0
3,322
0.3%
12500.0
3,280
0.3%
14000.0
3,276
0.3%
13500.0
3,274
0.3%
14500.0
3,249
0.3%
15500.0
3,246
0.3%
9000.0
3,203
0.3%
16000.0
3,177
0.3%
16500.0
3,174
0.3%
10500.0
3,158
0.3%
SMALLEST VALUES
0.0
517
<0.1%
100.0
12
<0.1%
200.0
24
<0.1%
300.0
130
<0.1%
400.0
49
<0.1%
500.0
326
<0.1%
550.0
1
<0.1%
600.0
106
<0.1%
605.0
1
<0.1%
629.0
1
<0.1%
696.0
1
<0.1%
700.0
115
<0.1%
725.0
1
<0.1%
750.0
3
<0.1%
797.0
1
<0.1%
LARGEST VALUES
9999999.0
2
<0.1%
2013133.0
1
<0.1%
1652700.0
1
<0.1%
1649101.0
1
<0.1%
1629000.0
1
<0.1%
1508600.0
1
<0.1%
1314900.0
1
<0.1%
1252500.0
1
<0.1%
1184500.0
1
<0.1%
1165700.0
1
<0.1%
1126000.0
1
<0.1%
1123500.0
1
<0.1%
1119200.0
1
<0.1%
1116000.0
1
<0.1%
1094550.0
1
<0.1%
acc_open_past_24mths
MISSING:
39,985
(4%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.49
total_acc
0.43
inq_last_6mths
0.26
total_il_high_credit_limit
0.19
int_rate
0.19
bc_util
-0.18
percent_bc_gt_75
-0.16
last_fico_range_high
-0.14
dti
0.12
tot_hi_cred_lim
0.11
fico_range_high
-0.10
fico_range_low
-0.10
last_fico_range_low
-0.10
tot_cur_bal
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
0.28
last_pymnt_dyear
0.20
sub_grade
0.20
grade
0.19
last_credit_pull_dyear
0.14
target
0.10
verification_status
0.09
purpose
0.08
home_ownership
0.07
initial_list_status
0.07
addr_state
0.07
term
0.05
debt_settlement_flag
0.04
emp_length
0.04
MOST FREQUENT VALUES
3.0
156,058
14.6%
4.0
149,360
14.0%
2.0
138,102
13.0%
5.0
129,185
12.1%
6.0
102,493
9.6%
1.0
96,783
9.1%
7.0
77,313
7.3%
8.0
55,204
5.2%
0.0
42,295
4.0%
9.0
38,429
3.6%
10.0
26,292
2.5%
11.0
17,624
1.7%
12.0
11,616
1.1%
13.0
7,741
0.7%
14.0
5,375
0.5%
SMALLEST VALUES
0.0
42,295
4.0%
1.0
96,783
9.1%
2.0
138,102
13.0%
3.0
156,058
14.6%
4.0
149,360
14.0%
5.0
129,185
12.1%
6.0
102,493
9.6%
7.0
77,313
7.3%
8.0
55,204
5.2%
9.0
38,429
3.6%
10.0
26,292
2.5%
11.0
17,624
1.7%
12.0
11,616
1.1%
13.0
7,741
0.7%
14.0
5,375
0.5%
LARGEST VALUES
64.0
1
<0.1%
56.0
1
<0.1%
54.0
2
<0.1%
53.0
1
<0.1%
50.0
1
<0.1%
49.0
1
<0.1%
48.0
1
<0.1%
47.0
1
<0.1%
46.0
5
<0.1%
45.0
3
<0.1%
44.0
1
<0.1%
43.0
2
<0.1%
42.0
5
<0.1%
41.0
1
<0.1%
40.0
4
<0.1%
avg_cur_bal
MISSING:
56,243
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.83
tot_hi_cred_lim
0.79
mort_acc
0.46
annual_inc
0.30
revol_bal
0.28
total_rec_prncp
0.23
funded_amnt_inv
0.23
funded_amnt
0.23
loan_amnt
0.23
total_pymnt_inv
0.22
total_pymnt
0.22
total_il_high_credit_limit
0.21
total_rev_hi_lim
0.21
installment
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.44
issue_dyear
0.17
last_pymnt_dyear
0.12
purpose
0.11
emp_length
0.10
addr_state
0.10
sub_grade
0.10
grade
0.09
initial_list_status
0.08
term
0.07
target
0.07
last_credit_pull_dyear
0.07
application_type
0.05
verification_status
0.03
MOST FREQUENT VALUES
0.0
321
<0.1%
1971.0
144
<0.1%
2257.0
137
<0.1%
2831.0
136
<0.1%
2381.0
136
<0.1%
2037.0
136
<0.1%
2664.0
136
<0.1%
2335.0
136
<0.1%
1905.0
135
<0.1%
2287.0
135
<0.1%
2684.0
134
<0.1%
1993.0
134
<0.1%
1967.0
134
<0.1%
2617.0
133
<0.1%
1722.0
133
<0.1%
SMALLEST VALUES
0.0
321
<0.1%
1.0
29
<0.1%
2.0
25
<0.1%
3.0
27
<0.1%
4.0
17
<0.1%
5.0
27
<0.1%
6.0
13
<0.1%
7.0
18
<0.1%
8.0
10
<0.1%
9.0
20
<0.1%
10.0
13
<0.1%
11.0
13
<0.1%
12.0
11
<0.1%
13.0
16
<0.1%
14.0
17
<0.1%
LARGEST VALUES
958084.0
1
<0.1%
800008.0
1
<0.1%
646339.0
1
<0.1%
555925.0
1
<0.1%
502002.0
1
<0.1%
497484.0
1
<0.1%
478909.0
1
<0.1%
477255.0
1
<0.1%
463945.0
1
<0.1%
463698.0
1
<0.1%
447378.0
1
<0.1%
446720.0
1
<0.1%
445856.0
1
<0.1%
419840.0
1
<0.1%
395953.0
1
<0.1%
bc_util
MISSING:
52,101
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.84
fico_range_low
-0.48
fico_range_high
-0.48
int_rate
0.25
total_rec_int
0.19
acc_open_past_24mths
-0.18
last_fico_range_high
-0.17
total_rev_hi_lim
-0.17
revol_bal
0.16
dti
0.14
last_fico_range_low
-0.12
open_acc
-0.10
total_acc
-0.08
inq_last_6mths
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
0.38
sub_grade
0.28
grade
0.26
last_pymnt_dyear
0.25
purpose
0.20
last_credit_pull_dyear
0.15
verification_status
0.11
target
0.06
emp_length
0.05
addr_state
0.04
term
0.04
home_ownership
0.04
debt_settlement_flag
0.03
last_credit_pull_dmonth
0.03
MOST FREQUENT VALUES
0.0
12,549
1.2%
98.0
3,041
0.3%
99.0
2,836
0.3%
97.0
2,829
0.3%
96.0
2,752
0.3%
95.0
2,614
0.2%
94.0
2,479
0.2%
93.0
2,325
0.2%
92.0
2,270
0.2%
91.0
2,188
0.2%
90.0
2,107
0.2%
98.2
2,089
0.2%
97.9
2,079
0.2%
88.0
2,038
0.2%
89.0
2,035
0.2%
SMALLEST VALUES
0.0
12,549
1.2%
0.1
1,003
<0.1%
0.2
904
<0.1%
0.3
778
<0.1%
0.4
636
<0.1%
0.5
620
<0.1%
0.6
580
<0.1%
0.7
566
<0.1%
0.8
558
<0.1%
0.9
530
<0.1%
1.0
566
<0.1%
1.1
468
<0.1%
1.2
476
<0.1%
1.3
468
<0.1%
1.4
488
<0.1%
LARGEST VALUES
339.6
1
<0.1%
318.2
1
<0.1%
255.2
1
<0.1%
243.8
1
<0.1%
235.3
1
<0.1%
204.6
1
<0.1%
202.9
1
<0.1%
202.0
1
<0.1%
201.9
1
<0.1%
197.0
1
<0.1%
193.0
1
<0.1%
190.6
1
<0.1%
190.3
1
<0.1%
188.8
1
<0.1%
187.9
1
<0.1%
chargeoff_within_12_mths
MISSING:
116
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.14
num_accts_ever_120_pd
0.12
pct_tl_nvr_dlq
-0.08
fico_range_low
-0.05
fico_range_high
-0.05
collections_12_mths_ex_med
0.04
total_acc
0.04
mort_acc
0.03
last_fico_range_high
-0.01
percent_bc_gt_75
-0.01
bc_util
-0.01
int_rate
0.01
revol_bal
-0.01
delinq_amnt
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.05
issue_dyear
0.02
sub_grade
0.02
grade
0.02
verification_status
0.02
last_pymnt_dyear
0.02
addr_state
0.01
emp_length
0.01
last_credit_pull_dyear
0.01
purpose
0.01
last_credit_pull_dmonth
0.01
home_ownership
0.00
initial_list_status
0.00
application_type
0.00
MOST FREQUENT VALUES
0.0
1.1M
99.2%
1.0
8,094
0.7%
2.0
621
<0.1%
3.0
101
<0.1%
4.0
39
<0.1%
5.0
11
<0.1%
7.0
4
<0.1%
6.0
4
<0.1%
9.0
3
<0.1%
8.0
2
<0.1%
10.0
1
<0.1%
SMALLEST VALUES
0.0
1.1M
99.2%
1.0
8,094
0.7%
2.0
621
<0.1%
3.0
101
<0.1%
4.0
39
<0.1%
5.0
11
<0.1%
6.0
4
<0.1%
7.0
4
<0.1%
8.0
2
<0.1%
9.0
3
<0.1%
10.0
1
<0.1%
LARGEST VALUES
10.0
1
<0.1%
9.0
3
<0.1%
8.0
2
<0.1%
7.0
4
<0.1%
6.0
4
<0.1%
5.0
11
<0.1%
4.0
39
<0.1%
3.0
101
<0.1%
2.0
621
<0.1%
1.0
8,094
0.7%
0.0
1.1M
99.2%
delinq_amnt
MISSING:
22
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.03
tot_cur_bal
0.02
tot_hi_cred_lim
0.02
num_accts_ever_120_pd
0.02
avg_cur_bal
0.02
mort_acc
0.01
pct_tl_nvr_dlq
-0.01
fico_range_low
-0.01
fico_range_high
-0.01
chargeoff_within_12_mths
0.01
total_acc
0.01
percent_bc_gt_75
-0.01
bc_util
-0.01
collections_12_mths_ex_med
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.17
addr_state
0.01
issue_dyear
0.01
sub_grade
0.01
verification_status
0.01
grade
0.01
last_pymnt_dyear
0.00
purpose
0.00
last_credit_pull_dmonth
0.00
last_credit_pull_dyear
0.00
emp_length
0.00
issue_dmonth
0.00
last_pymnt_dmonth
0.00
target
0.00
MOST FREQUENT VALUES
0.0
1.1M
99.6%
65000.0
71
<0.1%
25.0
65
<0.1%
30.0
53
<0.1%
53.0
52
<0.1%
54.0
50
<0.1%
75.0
47
<0.1%
56.0
38
<0.1%
50.0
36
<0.1%
40.0
32
<0.1%
52.0
29
<0.1%
35.0
26
<0.1%
27.0
26
<0.1%
70.0
26
<0.1%
57.0
25
<0.1%
SMALLEST VALUES
0.0
1.1M
99.6%
1.0
5
<0.1%
2.0
6
<0.1%
3.0
7
<0.1%
4.0
8
<0.1%
5.0
8
<0.1%
6.0
10
<0.1%
7.0
4
<0.1%
8.0
7
<0.1%
9.0
8
<0.1%
10.0
15
<0.1%
11.0
9
<0.1%
12.0
7
<0.1%
13.0
10
<0.1%
14.0
8
<0.1%
LARGEST VALUES
249925.0
1
<0.1%
185408.0
1
<0.1%
130778.0
1
<0.1%
112524.0
1
<0.1%
110626.0
1
<0.1%
97619.0
1
<0.1%
92051.0
1
<0.1%
86399.0
1
<0.1%
76929.0
1
<0.1%
76735.0
1
<0.1%
72242.0
1
<0.1%
70076.0
1
<0.1%
69509.0
1
<0.1%
66497.0
1
<0.1%
65000.0
71
<0.1%
mort_acc
MISSING:
39,985
(4%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.53
tot_hi_cred_lim
0.53
avg_cur_bal
0.46
total_acc
0.37
total_rec_prncp
0.23
total_pymnt_inv
0.23
total_pymnt
0.23
funded_amnt_inv
0.22
funded_amnt
0.22
loan_amnt
0.22
total_rev_hi_lim
0.21
annual_inc
0.21
revol_bal
0.21
installment
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.48
emp_length
0.20
issue_dyear
0.16
addr_state
0.15
last_pymnt_dyear
0.11
purpose
0.11
sub_grade
0.10
term
0.10
grade
0.09
target
0.08
last_credit_pull_dyear
0.06
initial_list_status
0.05
verification_status
0.04
acc_now_delinq
0.03
MOST FREQUENT VALUES
0.0
432,111
40.5%
1.0
186,220
17.5%
2.0
154,922
14.5%
3.0
113,885
10.7%
4.0
77,325
7.3%
5.0
46,951
4.4%
6.0
26,348
2.5%
7.0
13,663
1.3%
8.0
6,836
0.6%
9.0
3,488
0.3%
10.0
1,784
0.2%
11.0
975
<0.1%
12.0
510
<0.1%
13.0
280
<0.1%
14.0
196
<0.1%
SMALLEST VALUES
0.0
432,111
40.5%
1.0
186,220
17.5%
2.0
154,922
14.5%
3.0
113,885
10.7%
4.0
77,325
7.3%
5.0
46,951
4.4%
6.0
26,348
2.5%
7.0
13,663
1.3%
8.0
6,836
0.6%
9.0
3,488
0.3%
10.0
1,784
0.2%
11.0
975
<0.1%
12.0
510
<0.1%
13.0
280
<0.1%
14.0
196
<0.1%
LARGEST VALUES
51.0
1
<0.1%
47.0
1
<0.1%
37.0
1
<0.1%
35.0
1
<0.1%
34.0
3
<0.1%
32.0
1
<0.1%
31.0
2
<0.1%
30.0
1
<0.1%
29.0
3
<0.1%
28.0
3
<0.1%
27.0
7
<0.1%
26.0
4
<0.1%
25.0
6
<0.1%
24.0
14
<0.1%
23.0
7
<0.1%
num_accts_ever_120_pd
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.57
delinq_2yrs
0.21
fico_range_low
-0.20
fico_range_high
-0.20
total_acc
0.15
chargeoff_within_12_mths
0.12
total_rev_hi_lim
-0.09
revol_bal
-0.08
mort_acc
0.07
acc_open_past_24mths
0.07
last_fico_range_high
-0.05
total_rec_prncp
-0.05
funded_amnt_inv
-0.05
loan_amnt
-0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
0.10
last_pymnt_dyear
0.08
sub_grade
0.07
grade
0.06
last_credit_pull_dyear
0.06
purpose
0.05
addr_state
0.04
verification_status
0.04
acc_now_delinq
0.03
initial_list_status
0.03
last_credit_pull_dmonth
0.03
emp_length
0.02
term
0.01
target
0.01
MOST FREQUENT VALUES
0.0
800,410
76.3%
1.0
132,990
12.7%
2.0
53,637
5.1%
3.0
24,487
2.3%
4.0
14,397
1.4%
5.0
8,495
0.8%
6.0
5,372
0.5%
7.0
3,439
0.3%
8.0
2,096
0.2%
9.0
1,378
0.1%
10.0
940
<0.1%
11.0
560
<0.1%
12.0
442
<0.1%
13.0
259
<0.1%
14.0
234
<0.1%
SMALLEST VALUES
0.0
800,410
76.3%
1.0
132,990
12.7%
2.0
53,637
5.1%
3.0
24,487
2.3%
4.0
14,397
1.4%
5.0
8,495
0.8%
6.0
5,372
0.5%
7.0
3,439
0.3%
8.0
2,096
0.2%
9.0
1,378
0.1%
10.0
940
<0.1%
11.0
560
<0.1%
12.0
442
<0.1%
13.0
259
<0.1%
14.0
234
<0.1%
LARGEST VALUES
51.0
1
<0.1%
38.0
1
<0.1%
35.0
1
<0.1%
34.0
3
<0.1%
33.0
1
<0.1%
32.0
1
<0.1%
31.0
2
<0.1%
30.0
3
<0.1%
29.0
5
<0.1%
28.0
5
<0.1%
27.0
4
<0.1%
26.0
11
<0.1%
25.0
10
<0.1%
24.0
17
<0.1%
23.0
20
<0.1%
pct_tl_nvr_dlq
MISSING:
56,355
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.57
delinq_2yrs
-0.45
fico_range_low
0.30
fico_range_high
0.30
total_rev_hi_lim
0.16
revol_bal
0.11
open_acc
0.11
last_fico_range_high
0.10
funded_amnt_inv
0.09
loan_amnt
0.09
funded_amnt
0.09
chargeoff_within_12_mths
-0.08
total_rec_prncp
0.08
total_pymnt_inv
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
0.82
last_pymnt_dyear
0.62
last_credit_pull_dyear
0.37
initial_list_status
0.26
purpose
0.17
last_credit_pull_dmonth
0.07
addr_state
0.06
issue_dmonth
0.05
verification_status
0.05
emp_length
0.05
sub_grade
0.05
home_ownership
0.05
application_type
0.03
last_pymnt_dmonth
0.03
MOST FREQUENT VALUES
100.0
516,508
49.2%
95.0
15,151
1.4%
90.0
14,795
1.4%
96.0
13,753
1.3%
90.9
10,582
1.0%
91.7
10,565
1.0%
92.3
10,382
1.0%
88.9
10,184
1.0%
92.9
10,150
1.0%
87.5
10,012
1.0%
85.7
9,808
0.9%
93.3
9,804
0.9%
80.0
9,369
0.9%
94.1
9,342
0.9%
83.3
9,085
0.9%
SMALLEST VALUES
0.0
3
<0.1%
5.0
1
<0.1%
6.7
1
<0.1%
7.1
1
<0.1%
7.7
1
<0.1%
10.7
1
<0.1%
12.5
5
<0.1%
13.0
1
<0.1%
13.2
1
<0.1%
13.3
1
<0.1%
14.3
7
<0.1%
14.8
1
<0.1%
15.0
1
<0.1%
15.4
1
<0.1%
15.8
2
<0.1%
LARGEST VALUES
100.0
516,508
49.2%
99.3
1
<0.1%
99.2
3
<0.1%
99.1
3
<0.1%
99.0
48
<0.1%
98.9
45
<0.1%
98.8
70
<0.1%
98.7
118
<0.1%
98.6
258
<0.1%
98.5
334
<0.1%
98.4
667
<0.1%
98.3
717
<0.1%
98.2
1,018
<0.1%
98.1
1,333
0.1%
98.0
3,286
0.3%
percent_bc_gt_75
MISSING:
51,789
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.84
fico_range_low
-0.41
fico_range_high
-0.41
int_rate
0.25
last_fico_range_high
-0.17
acc_open_past_24mths
-0.16
total_rec_int
0.16
total_rev_hi_lim
-0.14
revol_bal
0.13
dti
0.13
last_fico_range_low
-0.11
open_acc
-0.10
total_acc
-0.07
inq_last_6mths
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.28
grade
0.26
issue_dyear
0.26
last_pymnt_dyear
0.16
purpose
0.16
verification_status
0.11
last_credit_pull_dyear
0.10
target
0.06
addr_state
0.05
term
0.04
emp_length
0.04
home_ownership
0.04
initial_list_status
0.03
debt_settlement_flag
0.03
MOST FREQUENT VALUES
0.0
255,098
24.2%
100.0
192,508
18.3%
50.0
118,183
11.2%
33.3
72,800
6.9%
66.7
70,682
6.7%
25.0
46,968
4.5%
75.0
40,717
3.9%
20.0
30,509
2.9%
40.0
28,214
2.7%
60.0
25,090
2.4%
80.0
21,841
2.1%
16.7
19,730
1.9%
14.3
12,519
1.2%
83.3
11,446
1.1%
28.6
10,699
1.0%
SMALLEST VALUES
0.0
255,098
24.2%
0.14
2
<0.1%
0.17
1
<0.1%
0.2
7
<0.1%
0.25
17
<0.1%
0.29
1
<0.1%
0.33
34
<0.1%
0.38
4
<0.1%
0.4
8
<0.1%
0.43
4
<0.1%
0.5
77
<0.1%
0.57
3
<0.1%
0.6
7
<0.1%
0.63
1
<0.1%
0.67
49
<0.1%
LARGEST VALUES
100.0
192,508
18.3%
95.8
1
<0.1%
95.5
2
<0.1%
95.0
2
<0.1%
94.7
2
<0.1%
94.4
4
<0.1%
94.1
9
<0.1%
93.8
6
<0.1%
93.7
11
<0.1%
93.3
32
<0.1%
92.9
53
<0.1%
92.3
106
<0.1%
91.7
234
<0.1%
91.3
1
<0.1%
90.9
406
<0.1%
tax_liens
MISSING:
87
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
-0.06
fico_range_high
-0.06
annual_inc
0.04
pct_tl_nvr_dlq
-0.03
dti
-0.02
last_fico_range_high
-0.02
total_acc
-0.02
percent_bc_gt_75
-0.02
last_fico_range_low
-0.02
total_rev_hi_lim
-0.02
acc_open_past_24mths
0.01
collections_12_mths_ex_med
0.01
installment
0.01
num_accts_ever_120_pd
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.09
issue_dyear
0.05
last_pymnt_dyear
0.04
verification_status
0.03
last_credit_pull_dyear
0.03
purpose
0.02
sub_grade
0.02
grade
0.02
last_credit_pull_dmonth
0.02
emp_length
0.02
issue_dmonth
0.01
term
0.01
initial_list_status
0.01
target
0.01
MOST FREQUENT VALUES
0.0
1.1M
96.8%
1.0
24,252
2.2%
2.0
6,689
0.6%
3.0
2,402
0.2%
4.0
1,068
<0.1%
5.0
567
<0.1%
6.0
301
<0.1%
7.0
145
<0.1%
8.0
71
<0.1%
9.0
51
<0.1%
10.0
34
<0.1%
11.0
24
<0.1%
12.0
16
<0.1%
13.0
8
<0.1%
15.0
5
<0.1%
SMALLEST VALUES
0.0
1.1M
96.8%
1.0
24,252
2.2%
2.0
6,689
0.6%
3.0
2,402
0.2%
4.0
1,068
<0.1%
5.0
567
<0.1%
6.0
301
<0.1%
7.0
145
<0.1%
8.0
71
<0.1%
9.0
51
<0.1%
10.0
34
<0.1%
11.0
24
<0.1%
12.0
16
<0.1%
13.0
8
<0.1%
14.0
1
<0.1%
LARGEST VALUES
85.0
1
<0.1%
63.0
1
<0.1%
61.0
1
<0.1%
53.0
1
<0.1%
48.0
1
<0.1%
46.0
2
<0.1%
45.0
1
<0.1%
39.0
1
<0.1%
37.0
1
<0.1%
34.0
1
<0.1%
27.0
3
<0.1%
24.0
1
<0.1%
23.0
1
<0.1%
22.0
1
<0.1%
21.0
4
<0.1%
tot_hi_cred_lim
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.97
avg_cur_bal
0.79
mort_acc
0.53
total_rev_hi_lim
0.48
revol_bal
0.46
total_il_high_credit_limit
0.40
annual_inc
0.40
total_acc
0.33
funded_amnt_inv
0.33
loan_amnt
0.33
funded_amnt
0.33
total_rec_prncp
0.32
total_pymnt_inv
0.31
total_pymnt
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.48
issue_dyear
0.20
last_pymnt_dyear
0.16
sub_grade
0.15
emp_length
0.14
grade
0.13
purpose
0.12
initial_list_status
0.11
term
0.10
addr_state
0.09
last_credit_pull_dyear
0.09
target
0.07
application_type
0.04
verification_status
0.04
MOST FREQUENT VALUES
12500.0
342
<0.1%
15000.0
340
<0.1%
15500.0
339
<0.1%
18000.0
325
<0.1%
16500.0
321
<0.1%
17500.0
320
<0.1%
13000.0
319
<0.1%
13500.0
319
<0.1%
13800.0
315
<0.1%
10000.0
311
<0.1%
9000.0
309
<0.1%
17700.0
308
<0.1%
14000.0
308
<0.1%
11500.0
307
<0.1%
19000.0
306
<0.1%
SMALLEST VALUES
0.0
18
<0.1%
200.0
4
<0.1%
300.0
8
<0.1%
400.0
1
<0.1%
500.0
26
<0.1%
600.0
6
<0.1%
700.0
5
<0.1%
800.0
15
<0.1%
900.0
7
<0.1%
1000.0
25
<0.1%
1050.0
1
<0.1%
1100.0
6
<0.1%
1118.0
1
<0.1%
1146.0
1
<0.1%
1171.0
1
<0.1%
LARGEST VALUES
9999999.0
11
<0.1%
8700253.0
1
<0.1%
8592561.0
1
<0.1%
5915440.0
1
<0.1%
5369659.0
1
<0.1%
5022617.0
1
<0.1%
4932524.0
1
<0.1%
4766049.0
1
<0.1%
4475891.0
1
<0.1%
4460960.0
1
<0.1%
4214831.0
1
<0.1%
4212007.0
1
<0.1%
4037303.0
1
<0.1%
3934244.0
1
<0.1%
3923673.0
1
<0.1%
total_il_high_credit_limit
MISSING:
56,225
(5%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.42
tot_cur_bal
0.41
tot_hi_cred_lim
0.40
open_acc
0.36
annual_inc
0.26
dti
0.25
avg_cur_bal
0.21
funded_amnt_inv
0.20
loan_amnt
0.20
funded_amnt
0.20
acc_open_past_24mths
0.19
installment
0.19
total_pymnt_inv
0.16
total_pymnt
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
0.22
last_pymnt_dyear
0.17
last_credit_pull_dyear
0.12
emp_length
0.11
initial_list_status
0.10
home_ownership
0.10
term
0.08
addr_state
0.08
purpose
0.05
last_credit_pull_dmonth
0.05
sub_grade
0.04
application_type
0.03
grade
0.03
verification_status
0.03
MOST FREQUENT VALUES
0.0
127,860
12.2%
10000.0
5,886
0.6%
15000.0
4,658
0.4%
20000.0
3,670
0.3%
5000.0
3,553
0.3%
25000.0
2,813
0.3%
12000.0
2,773
0.3%
6000.0
2,398
0.2%
8000.0
2,271
0.2%
4000.0
1,522
0.1%
7000.0
1,497
0.1%
18000.0
1,391
0.1%
30000.0
1,347
0.1%
3000.0
1,304
0.1%
16000.0
1,241
0.1%
SMALLEST VALUES
0.0
127,860
12.2%
36.0
1
<0.1%
94.0
1
<0.1%
95.0
1
<0.1%
100.0
2
<0.1%
102.0
1
<0.1%
149.0
1
<0.1%
161.0
1
<0.1%
172.0
1
<0.1%
173.0
2
<0.1%
180.0
1
<0.1%
182.0
1
<0.1%
183.0
1
<0.1%
200.0
3
<0.1%
205.0
1
<0.1%
LARGEST VALUES
2101913.0
1
<0.1%
1736064.0
1
<0.1%
1380346.0
1
<0.1%
1310923.0
1
<0.1%
1241783.0
1
<0.1%
1214546.0
1
<0.1%
1183946.0
1
<0.1%
1164167.0
1
<0.1%
1147812.0
1
<0.1%
1142229.0
1
<0.1%
1119204.0
1
<0.1%
1027358.0
1
<0.1%
976075.0
1
<0.1%
975560.0
1
<0.1%
954503.0
1
<0.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
1.1M
>99%
Y
677
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
target
0.00
application_type
0.00
last_pymnt_dyear
0.00
last_pymnt_dmonth
0.00
last_credit_pull_dyear
0.00
issue_dyear
0.00
last_credit_pull_dmonth
0.00
disbursement_method
0.00
debt_settlement_flag
0.00
term
0.00
initial_list_status
0.00
grade
0.00
sub_grade
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
last_pymnt_dyear
0.30
last_pymnt_dmonth
0.19
target
0.18
last_credit_pull_dmonth
0.10
issue_dyear
0.10
last_credit_pull_dyear
0.09
application_type
0.02
sub_grade
0.01
addr_state
0.01
grade
0.01
term
0.01
initial_list_status
0.01
debt_settlement_flag
0.00
purpose
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
out_prncp
0.13
out_prncp_inv
0.13
total_rec_int
0.02
last_pymnt_amnt
0.02
total_rec_prncp
0.01
funded_amnt_inv
0.01
funded_amnt
0.01
loan_amnt
0.01
int_rate
0.01
installment
0.01
last_fico_range_high
0.01
total_pymnt
0.01
total_pymnt_inv
0.01
total_il_high_credit_limit
0.01
disbursement_method
MISSING:
---
TOP CATEGORIES
Cash
1.1M
>99%
DirectPay
6,358
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
disbursement_method
PROVIDES INFORMATION ON...
issue_dyear
0.00
last_pymnt_dyear
0.00
hardship_flag
0.00
initial_list_status
0.00
last_credit_pull_dyear
0.00
purpose
0.00
grade
0.00
acc_now_delinq
0.00
last_pymnt_dmonth
0.00
sub_grade
0.00
target
0.00
last_credit_pull_dmonth
0.00
application_type
0.00
issue_dmonth
0.00

THESE FEATURES
GIVE INFORMATION
ON disbursement_method:
issue_dyear
0.26
last_pymnt_dyear
0.10
last_credit_pull_dyear
0.03
purpose
0.02
sub_grade
0.02
initial_list_status
0.01
last_pymnt_dmonth
0.01
grade
0.01
last_credit_pull_dmonth
0.01
issue_dmonth
0.01
target
0.00
emp_length
0.00
addr_state
0.00
home_ownership
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
disbursement_method
CORRELATION RATIO WITH...
out_prncp_inv
0.06
out_prncp
0.06
dti
0.05
total_rec_int
0.03
last_pymnt_amnt
0.03
total_rev_hi_lim
0.03
total_il_high_credit_limit
0.02
open_acc
0.02
pct_tl_nvr_dlq
0.02
acc_open_past_24mths
0.02
revol_bal
0.02
tot_hi_cred_lim
0.01
total_pymnt
0.01
total_pymnt_inv
0.01
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
1.1M
98%
Y
27,363
2%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
target
0.07
last_credit_pull_dmonth
0.00
last_credit_pull_dyear
0.00
hardship_flag
0.00
term
0.00
grade
0.00
issue_dyear
0.00
last_pymnt_dyear
0.00
sub_grade
0.00
addr_state
0.00
verification_status
0.00
home_ownership
0.00
acc_now_delinq
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
target
0.33
last_credit_pull_dmonth
0.08
last_credit_pull_dyear
0.05
sub_grade
0.02
issue_dyear
0.02
grade
0.02
addr_state
0.01
last_pymnt_dyear
0.01
term
0.01
verification_status
0.00
purpose
0.00
home_ownership
0.00
emp_length
0.00
last_pymnt_dmonth
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
collection_recovery_fee
0.39
recoveries
0.38
last_fico_range_high
0.17
total_rec_prncp
0.11
last_fico_range_low
0.11
last_pymnt_amnt
0.11
int_rate
0.06
total_pymnt
0.05
total_pymnt_inv
0.05
total_rec_int
0.05
acc_open_past_24mths
0.04
fico_range_low
0.04
fico_range_high
0.04
dti
0.04
target
MISSING:
---
TOP CATEGORIES
1
861,400
78%
0
244,480
22%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
target
PROVIDES INFORMATION ON...
debt_settlement_flag
0.33
hardship_flag
0.18
term
0.03
grade
0.02
last_credit_pull_dyear
0.01
sub_grade
0.01
last_credit_pull_dmonth
0.01
application_type
0.01
verification_status
0.00
issue_dyear
0.00
disbursement_method
0.00
last_pymnt_dyear
0.00
home_ownership
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON target:
debt_settlement_flag
0.07
sub_grade
0.07
grade
0.07
last_credit_pull_dyear
0.04
last_credit_pull_dmonth
0.03
term
0.03
issue_dyear
0.01
last_pymnt_dyear
0.01
verification_status
0.01
last_pymnt_dmonth
0.01
home_ownership
0.00
purpose
0.00
addr_state
0.00
emp_length
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
target
CORRELATION RATIO WITH...
last_fico_range_high
0.66
last_fico_range_low
0.56
recoveries
0.47
total_rec_prncp
0.45
collection_recovery_fee
0.44
last_pymnt_amnt
0.36
total_pymnt_inv
0.32
total_pymnt
0.32
int_rate
0.27
out_prncp
0.24
out_prncp_inv
0.24
fico_range_low
0.13
fico_range_high
0.13
acc_open_past_24mths
0.10
issue_dmonth
MISSING:
---
TOP CATEGORIES
Oct
111,917
10%
Jul
106,100
10%
Mar
103,580
9%
Nov
93,805
8%
Aug
92,780
8%
Jan
92,546
8%
Apr
90,214
8%
May
86,131
8%
Dec
85,925
8%
Feb
85,293
8%
Jun
82,911
7%
Sep
74,678
7%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_dmonth
PROVIDES INFORMATION ON...
last_pymnt_dmonth
0.02
issue_dyear
0.02
disbursement_method
0.01
last_credit_pull_dmonth
0.01
last_pymnt_dyear
0.00
application_type
0.00
initial_list_status
0.00
hardship_flag
0.00
acc_now_delinq
0.00
purpose
0.00
last_credit_pull_dyear
0.00
sub_grade
0.00
grade
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON issue_dmonth:
last_pymnt_dmonth
0.02
issue_dyear
0.01
last_credit_pull_dmonth
0.00
last_pymnt_dyear
0.00
sub_grade
0.00
initial_list_status
0.00
grade
0.00
purpose
0.00
last_credit_pull_dyear
0.00
addr_state
0.00
verification_status
0.00
home_ownership
0.00
emp_length
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dmonth
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.05
int_rate
0.04
total_rec_prncp
0.03
total_pymnt
0.03
total_pymnt_inv
0.03
installment
0.03
total_rev_hi_lim
0.03
funded_amnt
0.03
loan_amnt
0.03
funded_amnt_inv
0.03
last_fico_range_high
0.02
bc_util
0.02
revol_bal
0.02
tot_hi_cred_lim
0.02
issue_dyear
MISSING:
---
TOP CATEGORIES
2015
302,119
27%
2016
240,179
22%
2014
178,980
16%
2017
145,473
13%
2013
107,909
10%
2018
54,457
5%
2012
42,737
4%
2011
17,439
2%
2010
9,992
<1%
2009
4,208
<1%
2008
1,909
<1%
2007
478
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_dyear
PROVIDES INFORMATION ON...
last_pymnt_dyear
0.27
disbursement_method
0.26
application_type
0.24
initial_list_status
0.15
hardship_flag
0.10
last_credit_pull_dyear
0.09
debt_settlement_flag
0.02
acc_now_delinq
0.02
verification_status
0.02
issue_dmonth
0.01
target
0.01
purpose
0.01
last_credit_pull_dmonth
0.01
term
0.01

THESE FEATURES
GIVE INFORMATION
ON issue_dyear:
last_pymnt_dyear
0.25
last_credit_pull_dyear
0.06
initial_list_status
0.05
issue_dmonth
0.02
application_type
0.01
last_credit_pull_dmonth
0.01
verification_status
0.01
purpose
0.01
sub_grade
0.01
addr_state
0.00
disbursement_method
0.00
last_pymnt_dmonth
0.00
emp_length
0.00
target
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_dyear
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.82
bc_util
0.38
acc_open_past_24mths
0.28
out_prncp_inv
0.27
out_prncp
0.27
percent_bc_gt_75
0.26
total_rec_int
0.24
total_il_high_credit_limit
0.22
tot_hi_cred_lim
0.20
total_rev_hi_lim
0.19
tot_cur_bal
0.18
last_pymnt_amnt
0.18
avg_cur_bal
0.17
mort_acc
0.16
last_pymnt_dmonth
MISSING:
1,960
(<1%)
TOP CATEGORIES
Mar
110,410
10%
Feb
106,291
10%
Jan
101,431
9%
Oct
96,574
9%
Aug
94,120
9%
Nov
91,063
8%
Jul
90,674
8%
Dec
89,253
8%
Jun
85,116
8%
Sep
83,847
8%
May
79,704
7%
Apr
75,437
7%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_pymnt_dmonth
PROVIDES INFORMATION ON...
hardship_flag
0.19
last_pymnt_dyear
0.07
last_credit_pull_dmonth
0.06
issue_dmonth
0.02
disbursement_method
0.01
last_credit_pull_dyear
0.01
target
0.01
issue_dyear
0.00
application_type
0.00
acc_now_delinq
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
grade
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON last_pymnt_dmonth:
last_pymnt_dyear
0.05
last_credit_pull_dmonth
0.05
issue_dmonth
0.02
issue_dyear
0.00
last_credit_pull_dyear
0.00
target
0.00
hardship_flag
0.00
sub_grade
0.00
grade
0.00
initial_list_status
0.00
disbursement_method
0.00
purpose
0.00
application_type
0.00
addr_state
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_dmonth
CORRELATION RATIO WITH...
out_prncp
0.15
out_prncp_inv
0.15
last_fico_range_low
0.06
recoveries
0.06
last_fico_range_high
0.06
total_rec_prncp
0.06
total_pymnt
0.06
total_pymnt_inv
0.06
collection_recovery_fee
0.05
total_rec_int
0.04
last_pymnt_amnt
0.04
int_rate
0.04
pct_tl_nvr_dlq
0.03
bc_util
0.02
last_pymnt_dyear
MISSING:
1,960
(<1%)
TOP CATEGORIES
2018
332,706
30%
2017
276,461
25%
2016
195,968
18%
2015
118,856
11%
2019
88,120
8%
2014
53,272
5%
2013
21,676
2%
2012
9,374
<1%
2011
4,631
<1%
2010
1,920
<1%
2009
670
<1%
2008
265
<1%
2007
1
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_pymnt_dyear
PROVIDES INFORMATION ON...
hardship_flag
0.30
issue_dyear
0.25
last_credit_pull_dyear
0.22
application_type
0.12
disbursement_method
0.10
initial_list_status
0.10
last_pymnt_dmonth
0.05
last_credit_pull_dmonth
0.03
debt_settlement_flag
0.01
target
0.01
verification_status
0.01
purpose
0.01
acc_now_delinq
0.01
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON last_pymnt_dyear:
issue_dyear
0.27
last_credit_pull_dyear
0.17
last_pymnt_dmonth
0.07
last_credit_pull_dmonth
0.04
initial_list_status
0.04
application_type
0.01
purpose
0.00
verification_status
0.00
sub_grade
0.00
issue_dmonth
0.00
target
0.00
grade
0.00
addr_state
0.00
emp_length
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_dyear
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.62
out_prncp
0.31
out_prncp_inv
0.31
bc_util
0.25
acc_open_past_24mths
0.20
total_il_high_credit_limit
0.17
percent_bc_gt_75
0.16
total_rev_hi_lim
0.16
tot_hi_cred_lim
0.16
inq_last_6mths
0.15
tot_cur_bal
0.14
recoveries
0.13
collection_recovery_fee
0.13
avg_cur_bal
0.12
last_credit_pull_dmonth
MISSING:
39
(<1%)
TOP CATEGORIES
Mar
440,805
40%
Feb
104,637
9%
Oct
99,347
9%
Jan
80,284
7%
Jul
62,834
6%
Dec
60,581
5%
Nov
59,233
5%
Aug
55,368
5%
Sep
45,210
4%
Apr
36,414
3%
May
34,536
3%
Jun
26,592
2%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_credit_pull_dmonth
PROVIDES INFORMATION ON...
last_credit_pull_dyear
0.37
hardship_flag
0.10
debt_settlement_flag
0.08
last_pymnt_dmonth
0.05
last_pymnt_dyear
0.04
target
0.03
disbursement_method
0.01
issue_dyear
0.01
issue_dmonth
0.00
initial_list_status
0.00
application_type
0.00
term
0.00
grade
0.00
sub_grade
0.00

THESE FEATURES
GIVE INFORMATION
ON last_credit_pull_dmonth:
last_credit_pull_dyear
0.24
last_pymnt_dmonth
0.06
last_pymnt_dyear
0.03
issue_dyear
0.01
target
0.01
issue_dmonth
0.01
debt_settlement_flag
0.00
sub_grade
0.00
grade
0.00
initial_list_status
0.00
term
0.00
addr_state
0.00
purpose
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_credit_pull_dmonth
CORRELATION RATIO WITH...
recoveries
0.21
collection_recovery_fee
0.18
last_fico_range_high
0.17
out_prncp
0.15
out_prncp_inv
0.15
last_fico_range_low
0.15
total_rec_prncp
0.10
last_pymnt_amnt
0.09
int_rate
0.08
total_pymnt
0.07
total_pymnt_inv
0.07
pct_tl_nvr_dlq
0.07
total_il_high_credit_limit
0.05
inq_last_6mths
0.04
last_credit_pull_dyear
MISSING:
39
(<1%)
TOP CATEGORIES
2019
513,346
46%
2018
309,781
28%
2017
154,129
14%
2016
84,235
8%
2015
23,813
2%
2014
10,633
<1%
2013
5,072
<1%
2012
2,558
<1%
2011
1,393
<1%
2010
598
<1%
2009
190
<1%
2007
48
<1%
2008
45
<1%
ALL
1.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_credit_pull_dyear
PROVIDES INFORMATION ON...
last_credit_pull_dmonth
0.24
last_pymnt_dyear
0.17
hardship_flag
0.09
issue_dyear
0.06
debt_settlement_flag
0.05
target
0.04
initial_list_status
0.03
disbursement_method
0.03
application_type
0.02
term
0.00
last_pymnt_dmonth
0.00
grade
0.00
purpose
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON last_credit_pull_dyear:
last_credit_pull_dmonth
0.37
last_pymnt_dyear
0.22
issue_dyear
0.09
initial_list_status
0.01
target
0.01
last_pymnt_dmonth
0.01
debt_settlement_flag
0.00
sub_grade
0.00
grade
0.00
purpose
0.00
verification_status
0.00
addr_state
0.00
application_type
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_credit_pull_dyear
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.37
recoveries
0.19
last_fico_range_high
0.19
last_fico_range_low
0.16
collection_recovery_fee
0.16
bc_util
0.15
acc_open_past_24mths
0.14
out_prncp
0.13
out_prncp_inv
0.13
total_il_high_credit_limit
0.12
percent_bc_gt_75
0.10
total_rec_prncp
0.09
tot_hi_cred_lim
0.09
fico_range_low
0.09